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United Security Life – Healthy Savings – ARKANSAS
A comparison of the Healthy Savings offered by United Security Life is detailed out below for both Network and Non-Network coverage.
| Network | Non-Network | |
|---|---|---|
|
||
| Network | See Provider | See Provider |
| Application | Healthy Savings Application | Healthy Savings Application |
| Brochure | Healthy Savings Brochure | Healthy Savings Brochure |
| Copay | N/A | N/A |
| Office Visit | Subject to deductible & coinsurance | Benefits reduced by 25% |
| Deductible | $2,500 | $2,500 |
| Coinsurance | Healthy Savings | Benefits reduced by 25% |
| Coinsurance Limit | Healthy Savings | Healthy Savings |
| Out-of-Pocket Maximum | Healthy Savings | Healthy Savings |
| Lifetime Maximum | $5,000,000 | $5,000,000 |
| Prescription Drugs | Subject to deductible & coinsurance | Benefits reduced by 25% |
| Emergency Room | Subject to deductible & coinsurance | Benefits reduced by 25% |
| Adult Preventative Care | Healthy Savings | |
| Child Preventative Care | Healthy Savings | Healthy Savings |
| Lab / X-Ray | Subject to deductible & coinsurance | Subject to deductible & coinsurance |
| Maternity | ||
| Physical Therapy | Benefits reduced by 25% | |
| Skilled Nursing | 10 visits per year up to $200/visit | Benefits reduced by 25% |
| Home Health Care | Healthy Savings | Healthy Savings |
| Mental Health | Healthy Savings | Healthy Savings |
| Hospital Care | Subject to deductible & coinsurance | Benefits reduced by 25% |
| Optional Benefits | ||