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United Security Life – Unlimited Access – ILLINOIS
A comparison of the Unlimited Access offered by United Security Life is detailed out below for both Network and Non-Network coverage.
| Network | Non-Network | |
|---|---|---|
|
||
| Network | See Provider | See Provider |
| Application | Unlimited Access Application | Unlimited Access Application |
| Brochure | Unlimited Access Brochure | Unlimited Access Brochure |
| Copay | N/A | N/A |
| Office Visit | Subject to deductible & coinsurance | N/A |
| Deductible | Individual: $500, Family: $1,500 | Individual: $500, Family: $1,500 |
| Coinsurance | 80% | N/A |
| Coinsurance Limit | $10,000 | N/A |
| Out-of-Pocket Maximum | Unlimited Access | Unlimited Access |
| Lifetime Maximum | $5,000,000 | $5,000,000 |
| Prescription Drugs | No prescription drug coverage unless an optional prescription drug car is selected | N/A |
| Emergency Room | Subject to deductible & coinsurance | N/A |
| Adult Preventative Care | Unlimited Access | |
| Child Preventative Care | Unlimited Access | Unlimited Access |
| Lab / X-Ray | Subject to deductible & coinsurance | N/A |
| Maternity | Not Covered | Not Covered |
| Physical Therapy | N/A | |
| Skilled Nursing | 10 visits per year up to $200/visit | N/A |
| Home Health Care | Unlimited Access | Unlimited Access |
| Mental Health | Unlimited Access | Unlimited Access |
| Hospital Care | Subject to deductible & coinsurance | N/A |
| Optional Benefits | ||