March 12, 2010

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Vista – C20-2500 – FLORIDA

A comparison of the C20-2500 offered by Vista is detailed out below for both Network and Non-Network coverage.

  Network Non-Network
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Application C20-2500 Application C20-2500 Application
Brochure C20-2500 Brochure C20-2500 Brochure
Copay
  • Primary Care Physician- $20 Copay
  • Specialist Office Visits- $40 Copay
  • Primary Care Physician- $20 Copay
  • Specialist Office Visits- $40 Copay
  • Office Visit
  • Primary Care Physician- $20 Copay
  • Specialist Office Visits- $40 Copay
  • Primary Care Physician- $20 Copay
  • Specialist Office Visits- $40 Copay
  • Deductible $2,500 $2,500
    Coinsurance 80% 80%
    Coinsurance Limit Total Out-of-Pocket Maximum (per contract year)- $4,500 Total Out-of-Pocket Maximum (per contract year)- $4,500
    Out-of-Pocket Maximum Total Out-of-Pocket Maximum (per contract year)- $4,500 Total Out-of-Pocket Maximum (per contract year)- $4,500
    Lifetime Maximum Unlimited Unlimited
    Prescription Drugs
  • Pharmacy Deductible (applies to all prescription drugs)- $250.
  • Formulary Generic Prescription Drugs- $20 Copay.
  • Formulary Brand Name Prescription Drugs- $35 Copay.
  • Non-formulary Prescription Drugs- $50 Copay.
  • Self-Injectables ($250 monthly out-of-pocket maximum)- 20%.
  • Pharmacy Maximum Benefit (per contract year)- $1,200.
  • Pharmacy Deductible (applies to all prescription drugs)- $250.
  • Formulary Generic Prescription Drugs- $20 Copay.
  • Formulary Brand Name Prescription Drugs- $35 Copay.
  • Non-formulary Prescription Drugs- $50 Copay.
  • Self-Injectables ($250 monthly out-of-pocket maximum)- 20%.
  • Pharmacy Maximum Benefit (per contract year)- $1,200.
  • Emergency Room
  • Hospital Emergency Room Visit (Waived if Admitted)- $100 Copay
  • Hospital Emergency Room Visit (Waived if Admitted)- $100 Copay
  • Adult Preventative Care
  • Annual physical exams and well woman visits:
    • Primary Care Physician- $20 Copay
    • Specialist Office Visits- $40 Copay
  • Well-child visits and immunizations:
    • Primary Care Physician- $20 Copay
    • Specialist Office Visits- $40 Copay
  • Child Preventative Care
  • Well-child visits and immunizations:
    • Primary Care Physician- $20 Copay
    • Specialist Office Visits- $40 Copay
  • Well-child visits and immunizations:
    • Primary Care Physician- $20 Copay
    • Specialist Office Visits- $40 Copay
  • Lab / X-Ray
  • Routine lab tests and diagnostic procedures and radiology:
    • Primary Care Physician- $20 Copay
    • Specialist Office Visits- $40 Copay
  • Routine lab tests and diagnostic procedures and radiology:
    • Primary Care Physician- $20 Copay
    • Specialist Office Visits- $40 Copay
  • Maternity
  • Optional Rider
  • Optional Rider
  • Physical Therapy
  • Outpatient Physical, Speech and Occupational Therapy at a Freestanding Facility (60 visits per contract year, combined for all therapy types)- $40 Copay.
  • Outpatient Physical, Speech and Occupational Therapy at a Hospital (60 visits per contract year, combined for all therapy types)- 80% Coinsurance after Hospital Deductible.
  • Outpatient Physical, Speech and Occupational Therapy at a Freestanding Facility (60 visits per contract year, combined for all therapy types)- $40 Copay.
  • Outpatient Physical, Speech and Occupational Therapy at a Hospital (60 visits per contract year, combined for all therapy types)- 80% Coinsurance after Hospital Deductible.
  • Skilled Nursing
  • $100 per days 1-5 (30 days per contract year)
  • $100 per days 1-5 (30 days per contract year)
  • Home Health Care
  • No Copay (60 visits per contract year)
  • No Copay (60 visits per contract year)
  • Mental Health Not Covered Not Covered
    Hospital Care
  • Inpatient Hospital Facility and Physician Services- 80% Coinsurance after Hospital Deductible.
  • Outpatient Diagnostic Services at a Hospital- 80% Coinsurance after Hospital Deductible.
  • Outpatient Surgery at a Hospital- 80% Coinsurance after Hospital Deductible.
  • Inpatient Hospital Facility and Physician Services- 80% Coinsurance after Hospital Deductible.
  • Outpatient Diagnostic Services at a Hospital- 80% Coinsurance after Hospital Deductible.
  • Outpatient Surgery at a Hospital- 80% Coinsurance after Hospital Deductible.
  • Optional Benefits C20-2500 C20-2500