March 13, 2010

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Vista – Plan 10 – FLORIDA

A comparison of the Plan 10 offered by Vista is detailed out below for both Network and Non-Network coverage.

  Network Non-Network
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Network See Provider See Provider
Application Plan 10 Application Plan 10 Application
Brochure Plan 10 Brochure Plan 10 Brochure
Copay
  • Primary Care Physician- $10 Per Visit.
  • Specialty Physician- $25 Per Visit.
  • Primary Care Physician- $10 Per Visit.
  • Specialty Physician- $25 Per Visit.
  • Office Visit
  • Primary Care Physician- $10 Per Visit
  • Specialty Physician- $25 Per Visit
  • Primary Care Physician- $10 Per Visit
  • Specialty Physician- $25 Per Visit
  • Deductible None None
    Coinsurance 100% 100%
    Coinsurance Limit Copayment Maximum (per contract year)- $1,500 Copayment Maximum (per contract year)- $1,500
    Out-of-Pocket Maximum Copayment Maximum (per contract year)- $1,500 Copayment Maximum (per contract year)- $1,500
    Lifetime Maximum Unlimited Unlimited
    Prescription Drugs
  • Oral contraceptives included.
  • Generic (30 Day Supply)- $10 Co-pay
  • Brand Name if generic isn't available (30 Day Supply)- $20 Co-pay
  • Brand Name if generic is available (30 Day Supply)- $20 plus difference in cost.
  • Prescription Drug Limit- $1,200 Max./Cont. yr.
  • Non-Formulary Drugs- $40 Co-pay.
  • 20% self injectables up to $250.
  • Note: Co-pays are per Prescription and Per Refill.
  • Oral contraceptives included.
  • Generic (30 Day Supply)- $10 Co-pay
  • Brand Name if generic isn't available (30 Day Supply)- $20 Co-pay
  • Brand Name if generic is available (30 Day Supply)- $20 plus difference in cost.
  • Prescription Drug Limit- $1,200 Max./Cont. yr.
  • Non-Formulary Drugs- $40 Co-pay.
  • 20% self injectables up to $250.
  • Note: Co-pays are per Prescription and Per Refill.
  • Emergency Room $100 Co-pay (Waived if Admitted) $100 Co-pay (Waived if Admitted)
    Adult Preventative Care
  • Wellness Visits/Exams- $10 Per Visit
  • Plan 10
    Child Preventative Care Plan 10 Plan 10
    Lab / X-Ray
  • Primary Care Office Visits/Radiology, Lab, EKG's- $10 Per Visit.
  • Primary Care Office Visits/Radiology, Lab, EKG's- $10 Per Visit.
  • Maternity Optional Rider Optional Rider
    Physical Therapy
  • Outpatient- $25 Per Visit (60 Visits per Contract Year combined for Outpatient Physical, Speech, and Occupational Therapy)
  • Outpatient- $25 Per Visit (60 Visits per Contract Year combined for Outpatient Physical, Speech, and Occupational Therapy)
  • Skilled Nursing
  • Inpatient (Plan SNF's) (30 Days per Contract Year)- $50 Per Day/$250 Max. Per Admit
  • Inpatient (Plan SNF's) (30 Days per Contract Year)- $50 Per Day/$250 Max. Per Admit
  • Home Health Care
  • No Charge (60 visits per contract year)
  • No Charge (60 visits per contract year)
  • Mental Health Not Covered Not Covered
    Hospital Care
  • Inpatient Room and Board/Ancillary services to include: Medical, Surgery and Rehabilitation- $100 Per Day/$500 Max. Per Admit (Unlimited Days).
  • Diagnostic Services at a Hospital- $50 Per Visit.
  • Diagnostic Services at a Freestanding Facility- $25 Per Visit.
  • Outpatient Surgery at a Hospital- $100 Co-pay.
  • Outpatient Surgery at an Ambulatory Surgery Center- $50 Co-pay.
  • Inpatient Room and Board/Ancillary services to include: Medical, Surgery and Rehabilitation- $100 Per Day/$500 Max. Per Admit (Unlimited Days).
  • Diagnostic Services at a Hospital- $50 Per Visit.
  • Diagnostic Services at a Freestanding Facility- $25 Per Visit.
  • Outpatient Surgery at a Hospital- $100 Co-pay.
  • Outpatient Surgery at an Ambulatory Surgery Center- $50 Co-pay.
  • Optional Benefits
  • Maternity Services
  • Maternity Services