March 10, 2010

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World Insurance - Brokerage – WorldCare Comp Medical PPO ($15,000 SL) – KANSAS

A comparison of the WorldCare Comp Medical PPO ($15,000 SL) offered by World Insurance - Brokerage is detailed out below for both Network and Non-Network coverage.

  Network Non-Network
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Network See Provider See Provider
Application WorldCare Comp Medical PPO ($15,000 SL) Application WorldCare Comp Medical PPO ($15,000 SL) Application
Brochure WorldCare Comp Medical PPO ($15,000 SL) Brochure WorldCare Comp Medical PPO ($15,000 SL) Brochure
Copay N/A N/A
Office Visit Subject to Deductible and Coinsurance Subject to Deductible and Coinsurance
Deductible $20,000 $40,000
Coinsurance WorldCare Comp Medical PPO ($15,000 SL) WorldCare Comp Medical PPO ($15,000 SL)
Coinsurance Limit $15,000 $30,000
Out-of-Pocket Maximum WorldCare Comp Medical PPO ($15,000 SL) WorldCare Comp Medical PPO ($15,000 SL)
Lifetime Maximum $2,000,000 $2,000,000
Prescription Drugs Generic only, $0 Copay, Spc. Deductible and Coinsurance Generic only, $0 Copay, Spc. Deductible and Coinsurance
Emergency Room $0 Access Fee, then subject to Deductible and Coinsurance $0 Access Fee, then subject to Deductible and Coinsurance
Adult Preventative Care Subject to Deductible and Coinsurance, up to $500 Subject to Deductible and Coinsurance, up to $500
Child Preventative Care Subject to Deductible and Coinsurance, up to $500 Subject to Deductible and Coinsurance, up to $500
Lab / X-Ray $0 Access Fee, then Subject to Deductible and Coinsurance $0 Access Fee, then Subject to Deductible and Coinsurance
Maternity Not covered unless optional rider selected Not covered unless optional rider selected
Physical Therapy $50 per visit - up to $5,000 per calendar year $50 per visit - up to $5,000 per calendar year
Skilled Nursing Up to 60 visits per calendar year Up to 60 visits per calendar year
Home Health Care Up to 40 days Up to 40 days
Mental Health Not Covered Not Covered
Hospital Care Subject to Deductible and Coinsurance Subject to Deductible and Coinsurance
Optional Benefits
  • Accident Expense Rider
  • Term Life Rider
  • Short Term Convalescent Care Rider
  • Critical Illness Rider
  • Maternity Rider
  • Accident Expense Rider
  • Term Life Rider
  • Short Term Convalescent Care Rider
  • Critical Illness Rider
  • Maternity Rider