March 12, 2010

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World Insurance - Brokerage – WorldCare Basic Medical PPO ($20,000 SL) – MISSISSIPPI

A comparison of the WorldCare Basic Medical PPO ($20,000 SL) offered by World Insurance - Brokerage is detailed out below for both Network and Non-Network coverage.

  Network Non-Network
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Network See Provider See Provider
Application WorldCare Basic Medical PPO ($20,000 SL) Application WorldCare Basic Medical PPO ($20,000 SL) Application
Brochure WorldCare Basic Medical PPO ($20,000 SL) Brochure WorldCare Basic Medical PPO ($20,000 SL) Brochure
Copay N/A N/A
Office Visit Not Covered Not Covered
Deductible $10,000 $20,000
Coinsurance 50% 50%
Coinsurance Limit $20,000 $40,000
Out-of-Pocket Maximum WorldCare Basic Medical PPO ($20,000 SL) WorldCare Basic Medical PPO ($20,000 SL)
Lifetime Maximum $500,000 $500,000
Prescription Drugs Generic Only, $0 Copay, No Spc. Generic Only, $0 Copay, No Spc.
Emergency Room $500 Access Fee, then subject to Deductible and Coinsurance $500 Access Fee, then subject to Deductible and Coinsurance
Adult Preventative Care Not Covered Not Covered
Child Preventative Care Not Covered Not Covered
Lab / X-Ray Not Covered Not Covered
Maternity Not Covered unless optional benefit selected Not Covered unless optional benefit selected
Physical Therapy Not Covered Not Covered
Skilled Nursing Up to 60 visits per year Up to 60 visits per year
Home Health Care Up to 40 days Up to 40 days
Mental Health Not Covered Not Covered
Hospital Care Subject to Deductible and Coinsurance Subject to Deductible and Coinsurance
Optional Benefits
  • Accident Expense Rider
  • Term Life Rider
  • Short Term Convalescent Care Rider
  • Critical Illness Rider
  • Maternity Rider
  • Accident Expense Rider
  • Term Life Rider
  • Short Term Convalescent Care Rider
  • Critical Illness Rider
  • Maternity Rider