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World Insurance - Brokerage – WorldCare HD Advantage PPO 100 w/ Comprehensive Rider – Oklahoma
A comparison of the WorldCare HD Advantage PPO 100 w/ Comprehensive Rider offered by WorldIns is detailed out below for both Network and Non-Network coverage.
| Network | Non-Network | |
| Network | See Provider | See Provider |
| Application | WorldCare HD Advantage PPO 100 w/ Comprehensive Rider Application | WorldCare HD Advantage PPO 100 w/ Comprehensive Rider Application |
| Brochure | WorldCare HD Advantage PPO 100 w/ Comprehensive Rider Brochure | WorldCare HD Advantage PPO 100 w/ Comprehensive Rider Brochure |
| Copay | N/A | N/A |
| Office Visit | Subject to deductible and coinsurance | Subject to deductible and coinsurance |
| Deductible | $1,500$1,500 | $3,000$3,000 |
| Coinsurance | 100% | 80% |
| Coinsurance Limit | see brochure | see brochure |
| Out-of-Pocket Maximum | see brochure | see brochure |
| Lifetime Maximum | see brochure | see brochure |
| Prescription Drugs | ||
| Emergency Room | ||
| Adult Preventative Care | Not covered | see brochure |
| Child Preventative Care | see brochure | see brochure |
| Lab / X-Ray | Covered | Covered |
| Maternity | Pregnancy or childbirth is not covered, except for complications of pregnancy. | Pregnancy or childbirth is not covered, except for complications of pregnancy. |
| Physical Therapy | Occupational, physical and speech therapy: $50 per visit to $2,000 maximum per calendar year | Occupational, physical and speech therapy: $50 per visit to $2,000 maximum per calendar year |
| Skilled Nursing | Up to 60 days in a calendar year. | Up to 60 days in a calendar year. |
| Home Health Care | 40 visits per calendar year | 40 visits per calendar year |
| Mental Health | Not covered | Not covered |
| Hospital Care | ||
| Optional Benefits | Maximum Benefit Option: increase lifetime maximum to $5 millionTerm Life Benefit RiderPrescription Drug Benefit with free discount drug card. | Maximum Benefit Option: increase lifetime maximum to $5 millionTerm Life Benefit RiderPrescription Drug Benefit with free discount drug card. |



