July 4, 2009

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World Insurance - Brokerage – WorldCare Comp Medical PPO – WISCONSIN

A comparison of the WorldCare Comp Medical PPO offered by WorldIns is detailed out below for both Network and Non-Network coverage.

  Network Non-Network
Network See Provider See Provider
Application WorldCare Comp Medical PPO Application WorldCare Comp Medical PPO Application
Brochure WorldCare Comp Medical PPO Brochure WorldCare Comp Medical PPO Brochure
Copay N/A N/A
Office Visit Subject to Deductible and Coinsurance Subject to Deductible and Coinsurance
Deductible $15,000 $30,000
Coinsurance 100% 80%
Coinsurance Limit WorldCare Comp Medical PPO WorldCare Comp Medical PPO
Out-of-Pocket Maximum WorldCare Comp Medical PPO WorldCare Comp Medical PPO
Lifetime Maximum $2,000,000 $2,000,000
Prescription Drugs Generic only, $0 Copay, Spc. Deductible and Coinsurance Generic only, $0 Copay, Spc. Deductible and Coinsurance
Emergency Room $250 Access Fee, then subject to Deductible and Coinsurance $250 Access Fee, then subject to Deductible and Coinsurance
Adult Preventative Care Subject to Deductible and Coinsurance, up to $500 Subject to Deductible and Coinsurance, up to $500
Child Preventative Care Subject to Deductible and Coinsurance, up to $500 Subject to Deductible and Coinsurance, up to $500
Lab / X-Ray $0 Access Fee, then Subject to Deductible and Coinsurance $0 Access Fee, then Subject to Deductible and Coinsurance
Maternity Not covered unless optional rider selected Not covered unless optional rider selected
Physical Therapy Not covered Not covered
Skilled Nursing Up to 60 visits per calendar year Up to 60 visits per calendar year
Home Health Care Up to 40 days Up to 40 days
Mental Health Not covered Not covered
Hospital Care WorldCare Comp Medical PPO WorldCare Comp Medical PPO
Optional Benefits
  • Accident Expense Rider
  • Term Life Rider
  • Short Term Convalescent Care Rider
  • Critical Illness Rider
  • Maternity Rider
  • Accident Expense Rider
  • Term Life Rider
  • Short Term Convalescent Care Rider
  • Critical Illness Rider
  • Maternity Rider
  • Compare More Plans