Destiny Health Insurance Company

Destiny Health Insurance Company provides health insurance for more than 70,000 Americans around the country. They're a leader in the consumer-driven insurance industry — helping put members in control of their health care dollars.

Destiny specializes in individual and group health plans, which are compatible with Health Savings Accounts and Health Reimbursement Arrangements.

See Destiny's health insurance options here.

About Destiny Health

Destiny plans are available in Illinois, Wisconsin, Virginia, Maryland, Washington D.C. and Texas. Their headquarters is in Chicago, Illinois.

Founded in 2000, the Destiny Health Insurance Company is still relatively young. But their partner and parent company, Discovery, has years of experience in the insurance industry.

Discovery has made ground-breaking achievements in South Africa by introducing consumer-driven insurance solutions to an ailing health care system. They've done the same in America — with almost 2 million members in the United States.

Together, Destiny and Discovery are consumer-driven health care pioneers.

Consumer-Driven Health Care From Destiny

Many people are looking for more control over their health care dollars. And they're looking for affordable health plans.

Destiny offers both. They provide a variety of high-deductible health plans featuring low monthly premiums and catastrophic coverage. Members can also set up a Health Savings Account to save tax-free income.

The funds in a Health Savings Account can be personally directed to the care of choice. It gives people control over where their health care dollars are spent. When the deductible is met, Destiny provides full coverage for any additional expenses.

Destiny's Vitality Program

Destiny knows there's nothing more important the health and well-being of their members. That's why they designed the Vitality Program to help people better manage their health.

The Vitality Program emphasizes prevention through fitness, healthy lifestyles, and education. As members participate in healthy activities, they can earn rewards from the Vitality Program such as discounted gym memberships.

It also includes an integrated Health Risk Assessment developed by the University of Michigan Health Management Research Center (HMRC). The Assessment provides members with valuable information on healthy living practices.

The Vitality Program is also a useful tool for employers to keep their workforce healthier — and to save money on health care costs.

All information was accurate and verified as of May 22, 2007.