Imerica Life And Health Insurance Company

The Imerica Life and Health Insurance Company's focus is in consumer-directed plans and Health Savings Accounts. Their insurance solutions help put the controls of health care back into the policyholders' hands.

Imerica's consumer-driven health plans are designed for individuals to take advantage of tax-free savings accounts and low monthly premiums.

Compare Imerica's plans online here.

Choosing Imerica

Imerica is strongly in-tune with its members. Unlike companies that have long claims processes and paperwork, Imerica uses their innovative business technologies to provide efficient and prompt customer service.

As they grow, Imerica looks to move ahead in the industry as a major health insurance provider in the emerging market of consumer-driven health care.

Consumer-Driven Health Care With Imerica

Imerica's consumer-driven insurance options are designed for people who are health-conscious and looking to take control of their health care dollars.

They offer a range of high-deductible plans which are matched with Health Savings Accounts. Both high-deductible plans and Health Savings Accounts are the key players for consumer-driven health care.

Imerica's high-deductible plan features low monthly premiums and catastrophic insurance protection. For routine and minor care such as doctor's check-ups and specialist treatment, you'll use the money in your Health Savings Account.

Health Savings Accounts allow people to save money tax-free for almost any health-related expense. When you need minor treatment from annual physicals, to chiropractic care, to laser-eye surgery, simply use your HSA funds to pay the bills.

Imerica's Health Insurance Options

Imerica offers plans from ImeriCare Preferred Series and the Health Saver Series.

The ImeriCare Preferred Series includes more comprehensive health benefits. The series includes the Preferred Value Plan, the Preferred Plus Plan, and the Preferred Family One Plan. These PPO plans feature affordable monthly premiums and copayments for care.

The Health Saver Series is the consumer-driven plan collection including the Health Saver One, the Health Saver Family, and the HSA Plus.

All information was accurate and verified as of May 22, 2007.