| Copay |
Non-Specialist Office Visit (General Physician, Family Practitioner, Pediatrician or Internist): 0% after deductible (Unlimited visits); Specialist Visit: 0% after deductible (Unlimited visits) |
Non-Specialist Office Visit (General Physician, Family Practitioner, Pediatrician or Internist): 50% after deductible (Unlimited visits); Specialist Visit: 50% after deductible (Unlimited visits) |
| OfficeVisit |
Non-Specialist Office Visit (General Physician, Family Practitioner, Pediatrician or Internist): 0% after deductible (Unlimited visits); Specialist Visit: 0% after deductible (Unlimited visits) |
Non-Specialist Office Visit (General Physician, Family Practitioner, Pediatrician or Internist): 50% after deductible (Unlimited visits); Specialist Visit: 50% after deductible (Unlimited visits) |
| Deductible |
|
|
| Coinsurance |
0% after deductible up to out-of-pocket max. ($0 once out-of-pocket max. is satisfied) |
50% after deductible up to out-of-pocket max. ($0 once out-of-pocket max. is satisfied) |
| Coinsurance Limit |
Individual: $0, Family: $0 |
|
| Out-of-Pocket Maximum |
N/A |
N/A |
| Lifetime Maximum |
Unlimited |
Unlimited |
| Prescription Drugs |
Pharmacy Deductible (per individual): Integrated Medical/Rx Deductible; Generic (Oral Contraceptives Included): 0% after Medical/Rx deductible; Preferred Brand (Oral Contraceptives Included): 0% after Medical/Rx deductible; Non-Preferred Brand (Oral Contraceptives Included): 0% after Medical/Rx deductible |
Pharmacy Deductible (per individual): Integrated Medical/Rx Deductible; Generic (Oral Contraceptives Included): 50% after Medical/Rx deductible; Preferred Brand (Oral Contraceptives Included): 50% after Medical/Rx deductible; Non-Preferred Brand (Oral Contraceptives Included): 50% after Medical/Rx deductible |
| Emergency Room |
$0 after deductible |
$0 after deductible |
| Adult Preventative Care |
Annual Routine Gyn Exam (No waiting period, no calendar year max., Annual Pap/Mammogram): $0 copay, deductible waived; Preventive Health - Routine Physical: $0 copay, deductible waived (Includes lab work and X-rays) |
Annual Routine Gyn Exam (No waiting period, no calendar year max., Annual Pap/Mammogram): 50% after deductible; Preventive Health - Routine Physical: 50% after deductible (Includes lab work and X-rays) |
| Child Preventative Care |
$0 (Age and frequency limits apply); No charge for immunizations up to age 18 |
50% (Age and frequency limits apply); No charge for immunizations up to age 18 |
| Lab / X-Ray |
0% after deductible (Non-Preventive) |
50% after deductible (Non-Preventive) |
| Maternity |
Not covered (Except for pregnancy complications) |
Not covered (Except for pregnancy complications) |
| Physical Therapy |
Physical/Occupational Therapy (24 visits per calendar year, Maximum applies to combined in and out-of-network benefits): 0% after deductible |
Physical/Occupational Therapy (24 visits per calendar year, Maximum applies to combined in and out-of-network benefits): 50% after deductible |
| Home Health Care |
0% after deductible (instead of hospital, 30 visits per calendar year, maximum applies to combined in and out-of-network benefits) |
50% after deductible (instead of hospital, 30 visits per calendar year, maximum applies to combined in and out-of-network benefits) |
| Mental Health |
Inpatient and Outpatient: Coverage is provided for serious mental illness - only outpatient coverage is provided for non-serious mental illness (Deductible and coinsurance/copay apply - No deductible for non-serious mental illness) |
Inpatient and Outpatient: Coverage is provided for serious mental illness - only outpatient coverage is provided for non-serious mental illness (Deductible and coinsurance/copay apply - No deductible for non-serious mental illness) |
| Hospital Care |
Hospital Admission: 0% after deductible; Outpatient Surgery: 0% after deductible; Urgent Care Facility: 0% after deductible |
Hospital Admission: 50% after deductible; Outpatient Surgery: 50% after deductible; Urgent Care Facility: 50% after deductible |
