| Copay |
Non-Specialist Office Visit (General Physician, Family Practitioner, Pediatrician or Internist): Visits 1-5 - $30 copay, deducible waived, visit 6 + pays 0% Aetna Discount Applies, Aetna pays 0% once out-of-pocket is met (Unlimited visits); Specialist Visit: Visits 1-5 - $50 copay, deducible waived, visit 6 + pays 0% Aetna Discount Applies, Aetna pays 0% once out-of-pocket is met (Unlimited visits, Spec. & Non-Spec. share visit max.) |
Non-Specialist Office Visit (General Physician, Family Practitioner, Pediatrician or Internist): 50% after deductible (Unlimited visits); Specialist: 50% after deductible (Unlimited visits) |
| OfficeVisit |
Non-Specialist Office Visit (General Physician, Family Practitioner, Pediatrician or Internist): Visits 1-5 $30 copay, deducible waived - Visit 6 + pays 100% Aetna Discount Applies - Aetna pays 100% once out-of-pocket is met (Specialist & Non-Specialist share visit max., Unlimited visits); Specialist Visit: Visits 1-5 $50 copay, deducible waived - Visit 6 + pays 100% Aetna Discount Applies - Aetna pays 100% once out-of-pocket is met (Specialist & Non-Specialist share visit max., Unlimited visits) |
Non-Specialist Office Visit (General Physician, Family Practitioner, Pediatrician or Internist): 50% after deductible (Specialist & Non-Specialist share visit max., Unlimited visits); Specialist Visit: 50% after deductible (Specialist & Non-Specialist share visit max., Unlimited visits) |
| Deductible |
|
|
| Coinsurance |
20% after deductible, up to out-of-pocket max. ($0 once out-of-pocket max. is satisfied) |
50% after deductible, up to out-of-pocket max. ($0 once out-of-pocket max. is satisfied) |
| Coinsurance Limit |
Individual: $2,500, Family: $5,000 |
|
| Out-of-Pocket Maximum |
N/A |
N/A |
| Lifetime Maximum |
Unlimited |
Unlimited |
| Prescription Drugs |
Pharmacy Deductible (per individual): Not Applicable; Generic (Oral Contraceptives Included): $20 copay; Preferred Brand (Oral Contraceptives Included): Not covered; Non-Preferred Brand (Oral Contraceptives Included): Not covered |
Pharmacy Deductible (per individual): Not Applicable; Generic (Oral Contraceptives Included): $20 copay plus 50%; Preferred Brand (Oral Contraceptives Included): Not covered; Non-Preferred Brand (Oral Contraceptives Included): Not covered |
| Emergency Room |
$350 copay (waived if admitted) |
$350 copay (waived if admitted) |
| Adult Preventative Care |
Annual Routine Gyn Exam (No waiting period, Annual Pap/Mammogram): $0 copay, deductible waived; Preventive Health - Routine Physical (No waiting period): $0 copay, deductible waived (Includes lab work and X-rays) |
Annual Routine Gyn Exam (No waiting period, Annual Pap/Mammogram): 50% after deductible; Preventive Health - Routine Physical (No waiting period): 50% after deductible (Includes lab work and X-rays) |
| Child Preventative Care |
$0 (Age and frequency limits apply); No charge for immunizations up to age 18 |
50% (Age and frequency limits apply); No charge for immunizations up to age 18 |
| Lab / X-Ray |
20% after deductible (Non-Preventive) |
50% after deductible (Non-Preventive) |
| Maternity |
Not covered (Except for pregnancy complications) |
Not covered (Except for pregnancy complications) |
| Physical Therapy |
Physical/Occupational Therapy (24 visits per calendar year, Maximum applies to combined in and out-of-network benefits): 20% after deductible |
Physical/Occupational Therapy (24 visits per calendar year, Maximum applies to combined in and out-of-network benefits): 50% after deductible |
| Home Health Care |
20% after deductible (in lieu of hospital, 30 visits per calendar year, maximum applies to combined in and out-of-network benefits) |
50% after deductible (in lieu of hospital, 30 visits per calendar year, maximum applies to combined in and out-of-network benefits) |
| Mental Health |
Not covered |
Not covered |
| Hospital Care |
Hospital Admission: 40% after deductible; Outpatient Surgery: 20% after deductible; Urgent Care Facility: $75 copay, deductible waived |
Hospital Admission: 50% after deductible; Outpatient Surgery: 50% after deductible; Urgent Care Facility: 50% after deductible |
