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BLUE MAX PPOBlue Cross Blue Shield of Louisiana

A comparison of the BLUE MAX PPO offered by Blue Cross Blue Shield of Louisiana is detailed out below for both Network and Non-Network coverage.

  Network Non-Network
Copay $20 60% after deductible
OfficeVisit $20 Subject to deductible and coinsurance.
Deductible
Coinsurance 80% 60%
Coinsurance Limit
Out-of-Pocket Maximum
Lifetime Maximum Unlimited Unlimited
Prescription Drugs
Emergency Room Subject to deductible and coinsurance. Subject to deductible and coinsurance.
Adult Preventative Care Covered 100%- One routine Pap smear per calendar year, One routine physical per benefit period, One mammography exam per benefit period, One routine colon (hemoccult) test per calendar year, One routine gynecological exam per calendar year, and One prostate (PSA) screening test and one digital rectal exam per calendar year for members age 50 and older, or more frequently if recommended by physician. Subject to deductible and coinsurance.
Child Preventative Care Covered 100%- Routine pediatric exams and all immunizations. Subject to deductible and coinsurance.
Lab / X-Ray Subject to deductible and coinsurance. Subject to deductible and coinsurance.
Maternity Optional Benefit- Subject to deductible and coinsurance Optional Benefit- Subject to deductible and coinsurance
Physical Therapy Subject to deductible and coinsurance; Limited to $4,500 combined maximum each Benefit Period. Subject to deductible and coinsurance; Limited to $4,500 combined maximum each Benefit Period.
Home Health Care
Mental Health Not covered Not covered
Hospital Care Subject to deductible and coinsurance. Subject to deductible and coinsurance.