Arkansas Health Insurance

As a resident of Arkansas, you have plenty of Arkansas health insurance options to choose from. There are multiple insurance companies in Arkansas that provide a range of plans for a variety of health needs.

Here you'll be able to get helpful information for finding health insurance in Arkansas. See some of the state's top health insurance companies and read about the important Arkansas health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public Arkansas health insurance programs.

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If you would like to get free quotes and compare Arkansas health insurance plans now, start with our simple form on the left.

Resources on this page

Arkansas Health Insurance Laws and Regulations

Public Health Insurance Programs for Arkansas Residents

Arkansas Health Insurance High Risk Pools

Arkansas Health Insurance Companies

Contact Info for the Arkansas Insurance Department and Department of Health

Arkansas Health Insurance Laws and Regulations

As you search for Arkansas health insurance, there are a few different state laws and regulations you should know.

Arkansas health insurance companies may set monthly premiums, exclude coverage, or deny applications based on health history or pre-existing conditions. Arkansas residents who are denied coverage or offered an expensive plan can purchase insurance in the state's high-risk pool, Arkansas Comprehensive Health Insurance Poll (CHIP).

All Arkansas health insurance plans are required to cover these medical services:

Screening for breast and colorectal cancer
Breast reconstruction surgery after a mastectomy
Care for certain diabetes-related conditions
Continuity of care for pregnant women and new mothers
Children's vaccinations

Arkansas health insurance law also requires insurance companies to set the same coverage maximums and limits for mental health conditions as physical conditions.

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Arkansas Public Health Insurance Programs

A few public Arkansas health insurance programs provide low-income residents with financial assistance, including:

Medicaid
The Arkansas Medicaid program provides some low-income individuals, families, and children with health care coverage. To see if you're eligible for Medicaid or want to learn more, visit https://www.medicaid.state.ar.us/.

ARKids First
The ARKids First program is designed to provide health coverage for uninsured children and low-income pregnant women. To learn more about this Arkansas health insurance program, visit http://www.arkidsfirst.com/.

Arkansas BreastCare Program
Low-income women in Arkansas can get screening for breast or cervical cancer, and if diagnosed with either, can get full health insurance coverage through Medicaid. For more information, visit the program's website.

Arkansas Medicare
Arkansas residents eligible for Medicare can find coverage through Medicare Advantage, Medicare Supplement and Original Medicare.

Arkansas trade workers and early retirees might be eligible for the Federal Health Coverage Tax Credit. This credit pays for 65 percent of health insurance premiums. To see if you're eligible, go to the Internal Revenue Service (IRS) website.

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Arkansas Health Insurance High Risk Pools

The Patient Protection and Affordable Care Act set up temporary high risk pools that will provide individuals with pre-existing conditions health insurance coverage.

The Federal Pre-Existing Condition Insurance Plan (PCIP) in Arkansas will require enrollees to pay monthly premiums and out-of-pocket expenses similar to normal Arkansas health insurance policies.

Enrollees in the Arkansas PCIP will pay around the same amount that people without pre-existing conditions will pay. The estimated monthly premium rates for Arkansas residents will range from $156 to $624 a month. The deductible is set at $1,000 with an out-of-pocket limit at $2,000 for in network health care services.

Arkansas residents will be able to utilize prescription drug coverage, emergency services, pregnancy coverage, hospital services, behavioral health services, hospice care, home health care, skilled nursing, substance abuse services and more.

Individuals are eligible to enroll in Arkansas PCIP if they are a United States citizen, have a pre-existing condition and have been without health insurance for six months.

For more information on the Arkansas health insurance high risk pools visit http://www.chiparkansas.org.

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The following list of companies offer health insurance plans in Arkansas:

Arkansas Blue Cross and Blue Shield Health Insurance

As a non-profit insurance company, Arkansas BCBS provides a wide variety of health insurance plans with superior customer service.

Assurant Health Health Insurance

Assurant Health, headquartered in Milwaukee, has been offering quality insurance products and coverage to over 1 million members since 1982. Assurant is committed to providing health insurance plans that have broad coverage while providing valuable protection.