Connecticut Health Insurance

As a resident of Connecticut, you have plenty of Connecticut health insurance options to choose from. There are multiple insurance companies in Connecticut that provide a range of plans for a variety of health needs.

Here you'll be able to get helpful information for finding health insurance in Connecticut. See some of the state's top health insurance companies and read about the important Connecticut health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public Connecticut health insurance programs.

Not resident of Connecticut? Find your state here.

If you would like to get free quotes and compare Connecticut health insurance plans now, start with our simple form on the left.

Resources on this page

Health Insurance Laws and Regulations in Connecticut

Public Health Insurance Programs for Connecticut Residents

Connecticut Health Insurance High Risk Pools

Connecticut Health Insurance Companies

Contact Info for the Connecticut Insurance Department and Department of Public Health and Environment

Connecticut Health Insurance Laws and Regulations

There are a few different Connecticut health insurance laws protecting residents as they search for a plan.

Connecticut health insurance plans must cover certain medical services under the state's law. Those services include:

Testing, treatment, other diabetes related care
Screening for breast, colorectal, and prostate cancer
Hearing aids for children
Children's vaccinations

Connecticut health insurance law also requires that mental health conditions are treated the same as physical conditions, known as "mental health parity." Insurance companies must set coverage maximums and limits for mental health conditions equal to physical conditions.

Connecticut health insurance companies are allowed to offer coverage based on health history or pre-existing health conditions. Some Connecticut residents who are turned down for a plan are eligible for coverage through the state's high risk pool, the Connecticut Health Reinsurance Association.

Residents also are protected by the federal insurance laws COBRA and HIPAA.

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Connecticut Public Health Insurance Programs

There are a few different public Connecticut health insurance programs to provide assistance for low-income residents:

Medicaid
This state and federally funded program offers some low-income Connecticut residents with health insurance coverage. The Connecticut Medicaid program is available for individuals, families, children, and disabled citizens.

Healthcare For Uninsured Kids and Youth (HUSKY)
The HUSKY program is designed to provide health insurance for low-income children under the age of 19 and pregnant women who are uninsured. To get more information on the Connecticut health insurance program, HUSKY, visit http://www.huskyhealth.com/.

Breast and Cervical Cancer Early Detection Program
This program provides screening for breast and cervical cancer for low-income women. If diagnosed with one of these cancers, women can get full health care coverage through Medicaid. For more info, visit the program's website.

Connecticut Medicare
Seniors can get Connecticut health insurance coverage through Medicare Advantage, Supplement and Original Medicare.

To learn more about Connecticut health insurance programs, visit the state's Department of Social Services online.

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Connecticut Health Insurance High Risk Pools

The Patient Protection and Affordable Care Act established high risk pools to provide health insurance for people with pre-existing conditions.

The Pre-Existing Condition Insurance Plan (PCIP) in Connecticut will require enrollees to pay monthly premiums and out-of-pocket costs similar to regular Connecticut health insurance plans.

Connecticut residents with PCIP will pay around the same amount that people without pre-existing conditions pay for health insurance. The deductible for medical services in Connecticut will be $1,250 with a $250 drug deductible. The out-of-pocket limit for the plan is $4,250 for in network services and $15,000 for out-of-network services.

Enrollees for the Connecticut PCIP will have coverage for prescription drugs, hospital and physician visits, emergency services and more.

Individuals are eligible for the PCIP if they are a United States citizen, have a pre-existing condition and have been without health insurance for six months.

For more information on the Connecticut health insurance high risk pools visit http://www.healthcare.gov/index.html.

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The following list of companies offer health insurance plans in Connecticut:

Aetna Health Insurance

Aetna is one of the largest health insurance providers in America with more than 30 million members. Their network includes over 787,000 health care professionals.

AetnaAARP Health Insurance

Aetna covers more than 30 million members and is one of the largest health insurance companies in the country. Policyholders have access to over 787,000 doctors, hospitals and other health care providers.

Anthem Blue Cross and Blue Shield of Connecticut Health Insurance

Anthem is one of the biggest names in health insurance - providing Connecticut residents with affordable health plan options and access to high-quality health care.

Assurant Health Health Insurance

Assurant Health, headquartered in Milwaukee, has been offering quality insurance products and coverage to over 1 million members since 1982. Assurant is committed to providing health insurance plans that have broad coverage while providing valuable protection.