Maine Health Insurance

As a resident of Maine, you have plenty of Maine health insurance options to choose from. There are multiple insurance companies in Maine that provide a range of plans for a variety of health needs.

Here you'll be able to get helpful information for finding health insurance in Maine. See some of the state’s top health insurance companies and read about the important Maine health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public Maine health insurance programs.

Not resident of Maine? Find your state here.

If you would like to get free quotes and compare Maine health insurance plans now, start with our simple form on the right.

Resources on this page

Maine Health Insurance Companies

Maine Health Insurance Laws and Regulations

Public Health Insurance Programs for Maine Residents

Contact Info for the Maine Bureau of Insurance and Department of Health and Human Services

The following list of companies offer health insurance plans in Maine:

Time Short Term Health Insurance

MEGA Life and Health Insurance Company

At The MEGA Life and Health Insurance Company, the focus is on personalizing a health plan that meets your needs.

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Maine Health Insurance Laws and Regulations

Maine health insurance plans are guaranteed issue, which means insurance companies in the state are not allowed to turn down any application for any reason. Maine health insurance plans are also guaranteed renewable companies cannot cancel coverage if a policyholder gets sick or injured.

But Maine health insurance companies are allowed to set monthly premiums according to health history and pre-existing health conditions.

For residents who are HIPAA-eligible, insurance companies are not allowed to impose waiting periods or exclusion periods for pre-existing conditions.

Maine health insurance law also requires all health plans to cover certain medical care services:

Patient care costs for clinical trials
Screening for breast, cervical, and prostate cancer
Care for pregnant women
Hearing aids for children
Contraceptives

Mental health conditions must be covered as equally as physical conditions under Maine health insurance law coverage maximums and limits must be the same for mental and physical conditions.

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Maine Public Health Insurance Programs

For individuals and families who cannot afford private health insurance, there are a few public Maine health insurance programs that help low-income residents get coverage.

Medicaid
The Medicaid program in Maine is known as MaineCare. It provides some low-income residents, children, and disabled citizens health care coverage for no cost. To learn more about MaineCare, visit the program online.

Dirigo Health Program (DirigoChoice)
This program is designed to provide health coverage to uninsured individuals, small businesses workers and employers, and self-employed residents. To get more information about this Maine health insurance programs, visit them online.

Maine Breast and Cervical Cancer Health Program
Low-income women in Maine can receive free screening for breast and cervical cancer, and get full health care benefits through Medicaid with this program. Find more information about this Maine health insurance program here.

Another health care assistance program is the Federal Health Coverage Tax Credit, which pays for 65 percent of insurance premiums for Maine trade workers and early retirees.

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