Massachusetts Health Insurance
As a resident of Massachusetts, you have plenty of Massachusetts health insurance options to choose from. There are multiple insurance companies in Massachusetts that provide a range of plans for a variety of health needs.
Here you'll be able to get helpful information for finding health insurance in Massachusetts. See some of the state's top health insurance companies and read about the important Massachusetts health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public Massachusetts health insurance programs.
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If you would like to get free quotes and compare Massachusetts health insurance plans now, start with our simple form on the left.
Resources on this page
Massachusetts Health Insurance Laws and Regulations
Public Health Insurance Programs for Massachusetts Residents
Massachusetts Health Insurance High Risk Pools
Massachusetts Health Insurance Companies
Contact Info for the Massachusetts Insurance Administration and Department of Health
Massachusetts Health Insurance Laws and Regulations
Massachusetts is unlike any other state and requires residents to purchase health insurance or pay a fine. The mandate to purchase Massachusetts health insurance passed in 2006 and the state has celebrated record low rates of uninsured residents since.
There is a Health Care Access Bureau that regulates oversight for small group and individual health insurance policies.
In every Massachusetts health insurance policy there are over three dozen mandated health services provided in the plans. Here are some required services:
- Screening for breast, cervical, prostate and colorectal cancer
- Contraceptive services
- Diabetes-related services and supplies
- Home health care and hospital care
- Coverage for speech, hearing and language disorders
- Maternity health care services
Massachusetts health insurance plans also include autism coverage and the most comprehensive coverage for infertility treatments in the nation.
Massachusetts Health Insurance Public Programs
There are many public Massachusetts health insurance programs that help low-income residents get health insurance coverage.
- MassHealth
The MassHealth program in Massachusetts provides low-earning residents and disabled citizens health insurance coverage. To learn more about Medicaid in Massachusetts, visit here. - Healthy Start
Healthy Start is a program for low-income pregnant women who do not have health insurance. This Massachusetts health insurance program provides prenatal care to improve the health of mothers and newborns. For more information visit http://www.mass.gov. - Commonwealth Care
Commonwealth Care program is for families that make less than 300 percent of the federal poverty level and meet certain eligibility requirements. Visit the Commonwealth Connector for more information. - Qualified Student Health Insurance Plans (QSHIP)
The Qualified Student Health Insurance Plans (QSHIP) program in Massachusetts requires students to sign up for health insurance while enrolled in classes. Visit here for more information on Massachusetts health insurance requirements for students.
Massachusetts Health Insurance High Risk Pool
Residents in Massachusetts with pre-existing conditions can get health insurance from the new high risk pools established by the Patient Protection and Affordable care Act.
The Pre-Existing Condition Insurance Plan (PCIP) will run similar to regular Massachusetts health insurance plans. The plans will require enrollees to pay affordable premiums and out-of-pocket costs.
People in Massachusetts with medical conditions will have coverage for emergency services, prescription drugs, doctor and hospital visits and more.
Individuals may apply for the Massachusetts program if they are a United States citizen, have been without health insurance for six months and have a medical condition.
For more information on the Massachusetts health insurance high risk pools visit http://www.healthcare.gov/index.html.
The following list of companies offer health insurance plans in Massachusetts:
Assurant Health Health Insurance
Assurant Health, headquartered in Milwaukee, has been offering quality insurance products and coverage to over 1 million members since 1982. Assurant is committed to providing health insurance plans that have broad coverage while providing valuable protection.
Blue Cross Blue Shield of Massachusetts Health Insurance
As a non-profit insurance company, BCBS of Massachusetts provides a wide variety of health insurance plans with superior customer service.
CeltiCare Healthplan of MA, Inc. Health Insurance
CeltiCare Healthplan of MA, established in 2009, is dedicated to providing Massachusetts residents with affordable and reliable quality health insurance coverage by tailoring plans to meet the needs of its members.
Fallon Community Health Plan of Massachusetts Health Insurance
Fallon Community Health Plan is a health insurance company and healthcare provider to the residents of Massachusetts. They offer first-rate, cost-effective care to all of its members along with customizable plans made up of different networks of physicians.
Massachusetts Insurance Department and Department of Health
Find the contact information for the Massachusetts health insurance and health departments at:
Massachusetts Insurance Department
1000 Washington Street, Suite 810
Boston, MA 02118
Phone: (617) 521-7794
http://www.mass.gov/
Massachusetts Department of Health and Human Services
One Ashburton Place on the Eleventh Floor
Boston, MA 02108
Phone: (617) 573-1600
http://www.mass.gov/
