Nebraska Health Insurance

As a resident of Nebraska, you have plenty of Nebraska health insurance options to choose from. There are multiple insurance companies in Nebraska that provide a range of plans for a variety of health needs.

Here you'll be able to get helpful information for finding health insurance in Nebraska. See some of the state's top health insurance companies and read about the important Nebraska health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public Nebraska health insurance programs.

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Resources on this page

Nebraska Health Insurance Laws and Regulations

Public Health Insurance Programs for Nebraska Residents

Nebraska Health Insurance High Risk Pools

Nebraska Health Insurance Companies

Contact Info for the Nebraska Department of Insurance and Department of Health Services

Nebraska Health Insurance Laws and Regulations

Nebraska health insurance laws regulate the private health insurance market in the state. Some federal laws also protect Nebraska residents as they search for individual health plans.

All Nebraska health insurance plans are required to cover certain medical care services. They include:

Mammograms and screening for colorectal cancer
Diabetes care
Vaccinations for children

Nebraska health insurance plans also must provide equal coverage for mental health conditions and physical conditions.

Residents who have recently left an employer's group health plan can be protected under two federal laws, HIPAA and COBRA. Under HIPAA, insurance companies are not allowed to impose coverage exclusion or waiting periods. Under COBRA, former employees have a right to continue their group coverage for a temporary period of time.

Nebraska also has a high-risk health insurance pool. The pool, known as the Nebraska Comprehensive Health Insurance Pool, provides Nebraska health insurance for residents who are unable to find affordable coverage because of a pre-existing condition.

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Nebraska Public Health Insurance Programs

The public Nebraska health insurance assistance programs help low-income residents get access to health insurance and health care. The programs include:

Medicaid
The Nebraska Medicaid program provides health insurance for some low-income residents and disabled citizens. Learn more about the program on their website.

Kids Connection
This program is an extension of Medicaid, providing health coverage for children in Nebraska who do not meet Medicaid's income eligibility limits. Children up to age 19 can receive coverage from Kids Connection. Learn more about this Nebraska health insurance program online.

The Every Woman Matters Program
Nebraska's low-income women can receive free screening for breast and cervical cancer through this program. If diagnosed with cancer through this Nebraska health insurance program, women can receive health benefits through Medicaid for treatment. Learn more online.

Nebraska Medicare
Seniors can find Nebraska health insurance through Medicare Advantage, Supplement and Original Medicare.

Some Nebraska workers and early retirees can receive the Federal Health Coverage Tax Credit, which helps pay insurance premiums. Find out more about tax credit here.

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Nebraska Health Insurance High Risk Pool

Residents in Nebraska with pre-existing conditions will be able to get health insurance coverage from the temporary high risk pools set up by the Patient Protection and Affordable Care Act.

The Pre-Existing Condition Insurance Plan (PCIP) in Nebraska will work similar to regular Nebraska health insurance policies. The plan will require enrollees to pay affordable monthly premiums and out-of-pocket costs.

Those eligible for the Nebraska PCIP will pay around the same amount as people without medical conditions pay for health insurance. The estimated monthly premium costs for Nebraska enrollees will be $307 for ages 0 to 34; $369 for ages 35 to 44; $471 for ages 45 to 54; $655 for ages 55 and older. The plan has a deductible of $2,500 a year, which must be met before health insurance benefits kick in. There is also an out-of-pocket limit set at $5,950 a year.

Nebraska residents with medical conditions will have health insurance coverage for prescription drugs, hospital and doctor visits, emergency services and more.

Individuals may apply for the Nebraska PCIP program if they have a pre-existing condition, have been without health insurance for six months and are a United States citizen.

For more information on the Nebraska health insurance high risk pools visit http://www.healthcare.gov/index.html.

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The following list of companies offer health insurance plans in Nebraska:

Aetna Health Insurance

Aetna is one of the largest health insurance providers in America with more than 30 million members. Their network includes over 787,000 health care professionals.

Assurant Health Health Insurance

Assurant Health, headquartered in Milwaukee, has been offering quality insurance products and coverage to over 1 million members since 1982. Assurant is committed to providing health insurance plans that have broad coverage while providing valuable protection.

Blue Cross and Blue Shield of Nebraska Health Insurance

As a non-profit insurance company, BCBS of Nebraska provides a wide variety of health insurance plans with superior customer service.

Celtic Health Insurance

Celtic concentrates on individual health insurance, offering a wide variety of plans for both individuals and families.

Companion Life Insurance Company Health Insurance

Companion Life Insurance Company specializes in employee benefit plans in 45 states and the District of Columbia. They have been providing these services and coverage for the last 35 years, becoming a single source for affordable life, disability, accident, dental, vision, and other specialty insurance programs.