Nevada Health Insurance

As a resident of Nevada, you have plenty of Nevada health insurance options to choose from. There are multiple insurance companies in Nevada that provide a range of plans for a variety of health needs.

Here you'll be able to get helpful information for finding health insurance in Nevada. See some of the state’s top health insurance companies and read about the important Nevada health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public Nevada health insurance programs.

Not resident of Nevada? Find your state here.

If you would like to get free quotes and compare Nevada health insurance plans now, start with our simple form on the right.

Resources on this page

Nevada Health Insurance Companies

Nevada Health Insurance Laws and Regulations

Public Health Insurance Programs for Nevada Residents

Nevada Health Insurance High Risk Pools

Contact Info for the Nevada Division of Insurance and the Governor's Office for Consumer Health Assistance

The following list of companies offer health insurance plans in Nevada:

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Nevada Health Insurance Laws and Regulations

Certain Nevada health insurance laws regulate the private health insurance market; and some federal laws offer residents protections, as well.

All Nevada health insurance plans are required by law to cover these medical services:

• Patient costs for cancer or chronic fatigue clinical trials
• Breast, cervical, prostate, and colorectal cancer screenings
• Care for pregnant women
• Contraceptives

Nevada health insurance companies are also required cover mental health conditions at an equal level as physical health conditions, also known as "mental health parity."

Residents of Nevada are also protected under HIPAA and COBRA, which are federal laws. COBRA gives individuals the right to continue their coverage with a former employer's group health plan for a temporary period after their employment ends.

HIPAA protects individuals looking for their own health plan after they have left an employer's plan or lost coverage from one of the basic or standard Nevada health insurance plans.

Any Nevada resident who is HIPAA-eligible must be offered a standardized Nevada health insurance plan which provides coverage for a number of different medical services with a maximum lifetime benefit of $1 million.

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Nevada Public Health Insurance Programs

There are a few public Nevada health insurance programs to provide low-income residents access to health care.

• Medicaid
  Nevada's Medicaid program offers health insurance for disabled persons and some low-income residents. For more information about Medicaid in Nevada, refer to this list of resources.


• Nevada Check Up
  This is Nevada's Children's Health Insurance Program, which provides health insurance for low-income children who do not qualify for Medicaid. Learn more about Nevada Check Up online.


• Nevada Check Up Plus
  This program offers small business employees financial help in paying health insurance premiums for their children and families. To learn more about this Nevada health insurance program, visit them online.


• Women's Health Connection
  Low-income women in Nevada can receive free mammograms and cervical cancer screenings through this program. They can also get full medical benefits through Medicaid if they are diagnosed with either cancer. Find more info about this Nevada health insurance program here.


• Nevada Medicare
  Seniors can find Nevada health insurance through Medicare Advantage, Supplement and Original Medicare.

Some trade workers and early retirees are also eligible to receive a tax credit from the federal government to help pay for their health plan premiums. Get more information about this program online.

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Nevada Health Insurance High Risk Pool

Residents in Nevada with pre-existing conditions will be able to get health insurance coverage from the high risk pools established under the Patient Protection and Affordable Care Act.

The Pre-Existing Condition Insurance Plan (PCIP) in Nevada will run similar to regular Nevada health insurance policies and require enrollees to pay affordable premiums and out-of-pocket costs.

Those eligible for the Nevada PCIP will pay around the same amount that people without medical conditions pay for health insurance. The estimated monthly premium cost for Nevada residents will be $335 for ages 0 to 34; $402 for ages 35 to 44; $513 for ages 45 to 54; $714 for ages 55 and older. The plan includes a $2,500 deductible that must be met before health insurance kicks in and has an out-of-pocket limit set at $5,950.

The Nevada PCIP will provide health insurance benefits for hospital and doctor visits, emergency room services, prescription drugs and more.

Individuals may apply for the Nevada health insurance program if they are a United States citizen, have been without health insurance for six months and have a medical condition.

For more information on the Nevada health insurance high risk pools visit http://www.healthcare.gov/index.html.

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Nevada Division of Insurance and the Governor's Office for Consumer Health Assistance

Find the contact information for the Nevada health insurance and consumer health assistance offices at:

Nevada Division of Insurance
788 Fairview Drive
Suite 300
Carson City, NV 89701
Phone: (775) 687-4270
http://doi.state.nv.us/

Governor's Office for Consumer Health Assistance
555 E. Washington Ave
Suite 4800
Las Vegas, NV 89101
Phone: 1-888-333-1597
http://govcha.state.nv.us/

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