New Hampshire Health Insurance
As a resident of New Hampshire, you have plenty of New Hampshire health insurance options to choose from. There are multiple insurance companies in New Hampshire that provide a range of plans for a variety of health needs.
Here you'll be able to get helpful information for finding health insurance in New Hampshire. See some of the state's top health insurance companies and read about the important New Hampshire health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public New Hampshire health insurance programs.
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If you would like to get free quotes and compare New Hampshire health insurance plans now, start with our simple form on the left.
Resources on this page
New Hampshire Health Insurance Laws and Regulations
Public Health Insurance Programs for New Hampshire Residents
New Jersey Health Insurance High Risk Pools
New Hampshire Health Insurance Companies
Contact Info for the New Hampshire Insurance Department and Department of Health and Human Services
New Hampshire Health Insurance Laws and Regulations
New Hampshire health insurance companies will consider a resident's current health status and health history before accepting applications and setting premiums.
But residents who are HIPAA-eligible have certain protections in the private health insurance market. Under this federal law, New Hampshire health insurance companies are not allowed to refuse coverage for residents if they previously had insurance with a former employer's group plan.
Even though New Hampshire health insurance companies aren't required to accept all applicants, all health plans must cover certain medical services under New Hampshire health insurance law. Those services include:
- Patient costs of some clinical trials
- Mammograms
- Diabetes care
- Certain bone marrow transplants
- Care for pregnant women
- Contraceptives
New Hampshire health insurance law also requires "mental health parity," which means insurance companies must set coverage limits for mental health conditions equal to physical conditions.
New Hampshire Public Health Insurance Programs
There are different public New Hampshire health insurance programs that help low-income residents obtain health care coverage. They include:
- Medicaid
New Hampshire's Medicaid program provides health insurance for some disabled and low-income residents. To find eligibility requirements and learn more about Medicaid in New Hampshire, visit them online. - Healthy Kids
Children who are uninsured may qualify for Healthy Kids, which is a part New Hampshire's Medicaid program. To learn more about the New Hampshire health insurance program, Healthy Kids, find them online at http://www.nhhealthykids.com/. - Let No Woman Be Overlooked
This program provides low-income women with free screening for breast and cervical cancer. If a woman is diagnosed with cancer through this program, they can receive full health benefits through Medicaid. For more information about this New Hampshire health insurance program visit their website. - New Hampshire Medicare
Seniors can find New Hampshire health insurance through Medicare Advantage, Supplement and Original Medicare.
Trade workers and early retirees may qualify for a federal program called the Federal Health Coverage Tax credit, which pays for a portion of health plan premiums. To learn more, visit the Internal Revenue Service (IRS) online.
New Hampshire Health Insurance High Risk Pool
Residents in New Hampshire with pre-existing conditions will be able to get health insurance from the temporary high risk pools established by the Patient Protection and Affordable Care Act.
The New Hampshire Health Plan (NHHP-Fed) will run similar to regular New Hampshire health insurance policies. The plan will require enrollees to pay monthly premiums and out-of-pocket costs.
Enrollees in the New Hampshire program will pay around the same amount that people without medical conditions pay for health insurance. The estimated monthly costs for New Hampshire residents range from $283 to $1,691 a month -- smokers face the higher premiums. The plan includes a $1,000 deductible for in-network visits and $2,000 for out-of-network visits. There is also a $300 drug deductible.
Those eligible for the plan will have health insurance coverage for hospital and doctor visits, emergency services, prescription drugs and more.
Individuals may apply for the New Hampshire Health Plan if they are a United States citizen, have a pre-existing condition and have been without health insurance for six months.
For more information on the New Hampshire health insurance high risk pools visit http://www.nhhp.org/nhhp-fed/index.asp.
The following list of companies offer health insurance plans in New Hampshire:
Anthem Blue Cross and Blue Shield of New Hampshire Health Insurance
Anthem BCBS is one of the largest insurance providers in the country. Together with WellPoint, they have over 34 million members nationwide.
Assurant Health Health Insurance
Assurant Health, headquartered in Milwaukee, has been offering quality insurance products and coverage to over 1 million members since 1982. Assurant is committed to providing health insurance plans that have broad coverage while providing valuable protection.
John Alden Health Insurance
John Alden Life Insurance has been selling health coverage throughout America since 1961. Today, they are part of Assurant. John Alden plans include individual health and small group coverage. They also sell Health Savings Account plans.
Time Insurance Health Insurance
Today, Time Insurance is known as Assurant Health with insurance coverage for individuals, students, families, seniors, and businesses.
Time Short Term Health Insurance
Today, Time Short Term health insurance is offered through the Assurant name. Time short term health plans provide comprehensive coverage for a temporary period of time at affordable rates.
New Hampshire Insurance Department and Department of Health and Human Services
Find the contact information for the New Hampshire health insurance and health and human services departments at:
New Hampshire Insurance Department
21 South Fruit Street, Suite 14
Concord, NH 03301
Phone: (603) 271-2261
http://www.nh.gov/insurance/
New Hampshire Department of Health and Human Services
105 Pleasant Street
Concord, NH 03301
Phone: (603) 271-8140
http://www.dhhs.state.nh.us/
