New%york Health Insurance
As a resident of New%york, you have plenty of New%york health insurance options to choose from. There are multiple insurance companies in New%york that provide a range of plans for a variety of health needs.
Here you'll be able to get helpful information for finding health insurance in New%york. See some of the state's top health insurance companies and read about the important New%york health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public New%york health insurance programs.
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If you would like to get free quotes and compare New%york health insurance plans now, start with our simple form on the left.
Resources on this page
New York Health Insurance Laws and Regulations
Public Health Insurance Programs for New York Residents
New York Health Insurance High Risk Pools
New York Health Insurance Companies
Contact Info for the New York Insurance Administration and Department of Health
New York Health Insurance Laws and Regulations
New York health insurance companies cannot turn down individuals coverage based on health status. In fact, the longest waiting period that a person may have to wait for coverage of a pre-existing condition is a year.
Residents in New York are also guaranteed that they will be able to renew their policy -- even if they become sick and develop a condition.
New York health insurance companies cannot determine premium rates by health, age or gender. Also coverage cannot be denied due to health or age.
New York Health Insurance Public Programs
There are many public New York health insurance programs that help low-income residents get health insurance coverage.
- Medicaid
The Medicaid program in New York provides low-earning residents and disabled citizens health insurance coverage. To learn more about Medicaid in New York, visit http://www.health.state.ny.us/health_care/medicaid/. - Healthy NY
Health NY is a program to provide health insurance and quality health care to residents who need it most. Small businesses, sole proprietors and individuals can benefit from this program if they meet certain eligibility requirements. For more information on this program visit here. - Brooklyn HealthWorks
This program provides affordable health insurance for small businesses in Brooklyn, New York. Small businesses have a couple plans to choose from that offers minimal health insurance benefits. For more information on this public program visit their website. - New York Child Health Plus
New York Child Health Plus is a health insurance plan for kids. Children may also be eligible for Children's Medicaid depending on the gross family income. With this public program, children will have access to preventive services, emergency care, vision and dental care and much more. Visit their site for more information. - New York Family Health Plus
This public program is for individuals whose income levels are too high for Medicaid. New York Family Health Plus is for single adults, parents, couples without children and people who meet immigration categories. Family Health Plus provides coverage for preventive services, hospitalizations, prescriptions, primary care and more. Visit here for more information. - New York Medicare
Seniors can find New York health insurance through Medicare Advantage, Supplement and Original Medicare.
There are many other New York health insurance programs that provide residents affordable health care services. To learn more visit http://www.health.state.ny.us/health_care.
New York Health Insurance High Risk Pool
Residents in New York with pre-existing conditions can get health insurance from a high risk pool set up by the Patient Protection and Affordable Care Act.
The Pre-Existing Condition Insurance Plan (PCIP) in New York will run similar to regular New York health insurance plans. The plans will require enrollees to pay affordable premiums and out-of-pocket costs.
Enrollees in the New York PCIP will pay around the same amount that people without medical conditions pay for health insurance. The estimated premiums for New York residents will range from $400 to $600 per month. The plan deductible will also depend on the plan chosen by New York residents.
People in New York with medical conditions will have coverage for prescription drugs, doctor and hospital visits, emergency services and more.
Individuals may apply for the New York program if they are a United States citizen, have been without health insurance for six months and have a medical condition.
For more information on the New York health insurance high risk pools visit http://www.healthcare.gov/index.html.
The following list of companies offer health insurance plans in New%york:
New York Insurance Department and Department of Health
Find the contact information for the New York health insurance and health departments at:
New York Insurance Department
One Commerce Plaza
Albany, NY 12257
Phone: (518) 474-6600
http://www.ins.state.ny.us/
New York Department of Health
Empire State Plaza
Albany, NY 12237
Phone: 1-866-881-2809
http://www.health.state.ny.us/
