Ohio Health Insurance
As a resident of Ohio, you have plenty of Ohio health insurance options to choose from. There are multiple insurance companies in Ohio that provide a range of plans for a variety of health needs.
Here you'll be able to get helpful information for finding health insurance in Ohio. See some of the state's top health insurance companies and read about the important Ohio health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public Ohio health insurance programs.
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Resources on this page
Ohio Health Insurance Laws and Regulations
Public Health Insurance Programs for Ohio Residents
Ohio Health Insurance High Risk Pools
Ohio Health Insurance Companies
Contact Info for the Ohio Department of Insurance and Department of Health Services
Ohio Health Insurance Laws and Regulations
Every state in the U.S. has individual and unique laws that govern their private health insurance market.
In Ohio, there are state's mandated open enrollment periods where no application for Ohio health insurance can be turned down for any reason.
Here is a list (PDF format) of each Ohio health insurance company's open enrollment period.
During these Ohio health insurance open enrollment periods, health insurers must offer a basic or standardized health plan. These basic plans are required to cover certain medical services such as:
- Screening for breast and cervical cancer
- Vaccinations for children
Ohio health insurance companies must also cover mental health conditions equal to physical health conditions.
Ohio Public Health Insurance Programs
Here are the public Ohio health insurance programs, helping low-income residents obtain health coverage through state and federal financial assistance:
- Medicaid
In Ohio, the state's Medicaid program provides some low-income residents and disabled citizens with health coverage. To learn more about Ohio Medicaid, visit them online at http://jfs.ohio.gov/OHP/index.stm. - Healthy Start/Healthy Families
These programs are designed to provide coverage for Ohio children, pregnant women, and families who cannot afford their own health insurance. To learn more about Healthy Start and Healthy Families, visit Ohio health insurance program online. - Ohio's Best Rx
This program provides senior citizens living in Ohio with prescription drug discount cards. For more information, visit the Ohio health insurance program's website. - Ohio Medicare
Seniors can find Ohio health insurance through Medicare Advantage, Supplement and Original Medicare. - Breast and Cervical Cancer Prevention Project
Ohio women who have low incomes may qualify for free mammograms and cervical cancer screening through this program. If a woman is diagnosed with cancer through this program, they are eligible for full health coverage through Medicaid.Learn more here.
Certain trade workers and early retirees may also qualify for the Federal Health Coverage Tax Credit which pays for a part of health plan premiums. Find out more about this tax benefit online.
Ohio Health Insurance High Risk Pool
Residents in Ohio with pre-existing conditions will be able to get affordable health insurance from the high risk pool established by the Patient Protection and Affordable Care Act.
The Ohio High Risk Pool will run similar to regular Ohio health insurance plans. The plans will require enrollees to pay affordable premiums and out-of-pocket costs.
Enrollees in the Ohio program will pay around the same amount that people without medical conditions pay for health insurance. The estimated premiums for Ohio residents for non-smokers range from $189 to $545 per month. There are two deductible choices for either $1,500 or $2,500 for in-network medical costs. The out-of-pocket limits are $3,000 and $4,950 for in-network visits..
People in Ohio with medical conditions will have coverage for emergency services, prescription drugs, doctor and hospital visits and more.
Individuals may apply for the Ohio program if they are a United States citizen, have a pre-existing condition and have been without health insurance for six months.
For more information on the Ohio health insurance high risk pools visit http://www.ohiohighriskpool.com/ .
The following list of companies offer health insurance plans in Ohio:
Aetna Health Insurance
Aetna is one of the largest health insurance providers in America with more than 30 million members. Their network includes over 787,000 health care professionals.
AetnaAARP Health Insurance
Aetna covers more than 30 million members and is one of the largest health insurance companies in the country. Policyholders have access to over 787,000 doctors, hospitals and other health care providers.
Anthem Blue Cross and Blue Shield of Ohio Health Insurance
Anthem Blue Cross and Blue Shield is one of the largest health insurance companies in the country. They offer residents in Ohio access to high-quality health care with comprehensive insurance coverage.
Assurant Health Health Insurance
Assurant Health, headquartered in Milwaukee, has been offering quality insurance products and coverage to over 1 million members since 1982. Assurant is committed to providing health insurance plans that have broad coverage while providing valuable protection.
Celtic Health Insurance
Celtic concentrates on individual health insurance, offering a wide variety of plans for both individuals and families.
Companion Life Insurance Company Health Insurance
Companion Life Insurance Company specializes in employee benefit plans in 45 states and the District of Columbia. They have been providing these services and coverage for the last 35 years, becoming a single source for affordable life, disability, accident, dental, vision, and other specialty insurance programs.
Golden Rule Health Insurance
Golden Rule Insurance Company provides affordable and customized health insurance plans for millions of individuals and families.
Great American Health Insurance
Great American Insurance Company, a part of Great American Financial Resources Inc,, is a leading provider of health insurance and other coverage solutions.
Health America Health Insurance
In Pennsylvania and Ohio, Health America's care network includes 26,000 physicians and more than 200 hospitals. Their health plans were also rated number one by the NCQA in more categories than any other Pennsylvania insurance company.
Humana Health Insurance
Through affordable health insurance options, Humana helps their members better manage their healthcare and make informed health decisions.
John Alden Health Insurance
John Alden Life Insurance has been selling health coverage throughout America since 1961. Today, they are part of Assurant. John Alden plans include individual health and small group coverage. They also sell Health Savings Account plans.
Kaiser Permanente Health Insurance
Kaiser Permanente is the nation's largest non-profit health insurance provider with 8.2 million members across 9 states in the U.S.
Medical Mutual of Ohio SuperMed One Health Insurance
Medical Mutual of Ohio has 70 years experience in the health insurance industry. Today, they have 1.5 million members and a care network including 32,000 doctors and 600 hospitals.
Standard Security Life Health Insurance
Started in 1978, IAC offers management services to large companies who self-insure.
SummaCare of Ohio Health Insurance
SummaCare of Ohio is a progressive, nationally recognizied netowrk of Summa hospitals, clinicians and health care centers. SummaCare of Ohio works to present excellent customer service to its 155,000 members.
Time Insurance Health Insurance
Today, Time Insurance is known as Assurant Health with insurance coverage for individuals, students, families, seniors, and businesses.
Time Short Term Health Insurance
Today, Time Short Term health insurance is offered through the Assurant name. Time short term health plans provide comprehensive coverage for a temporary period of time at affordable rates.
UnitedHealthOne Health Insurance
Golden Rule, a UnitedHealthcare company, has been offering affordable health insurance solutions for over 60 years.
WorldIns ExpressMed Health Insurance
World Insurance offers several types of individual health insurance ranging from dental coverage to comprehensive major medical plans.
Ohio Department of Insurance and Department of Health
Find the contact information for the Ohio health insurance and health departments at:
The Ohio Department of Insurance
50 W. Town Street
Third Floor Suite 300
Columbus, Ohio 43215
Phone: (614) 644-2658
http://www.ohioinsurance.gov/
Ohio Department of Health
246 North High Street
Columbus, OH 43215
Phone: (614) 466-3543
http://www.odh.state.us/
