Oregon Health Insurance
As a resident of Oregon, you have plenty of Oregon health insurance options to choose from. There are multiple insurance companies in Oregon that provide a range of plans for a variety of health needs.
Here you'll be able to get helpful information for finding health insurance in Oregon. See some of the state's top health insurance companies and read about the important Oregon health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public Oregon health insurance programs.
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If you would like to get free quotes and compare Oregon health insurance plans now, start with our simple form on the left.
Resources on this page
Oregon Health Insurance Laws and Regulations
Public Health Insurance Programs for Oregon Residents
Oregon Health Insurance High Risk Pools
Oregon Health Insurance Companies
Contact Info for the Oregon Insurance Division and Public Health Division
Oregon Health Insurance Laws and Regulations
Oregon health insurance law regulates the private health insurance market to protect residents and applicants of coverage.
Those who are HIPAA-eligible must be accepted into a plan. Oregon health insurance companies are also prohibited from imposing waiting or exclusion periods under this federal law.
Oregon residents who are not HIPAA-eligible and are turned down for a private plan may purchase coverage through the Oregon Medical Insurance Pool, which accepts all applicants regardless of health history.
Oregon health insurance law also requires that all state health insurance companies provide coverage for certain medical services, including:
- Mammograms
- Screening for prostate, cervical, and colorectal cancer
- Diabetes care
- Medical care for pregnant women
Oregon Public Health Insurance Programs
Low-income residents who cannot afford Oregon health insurance have access to a few different public financial assistance programs. They include:
- Medicaid (Oregon Health Plan)
Oregon's Medicaid program is called Oregon Health Plan and provides health coverage for those who cannot afford their own plan and disabled residents. To learn more about Oregon Health Plan, visit them online. - Oregon Children's Health Insurance Program
This program is designed to provide health insurance for children under the age of 19 whose families are unable to obtain or afford coverage. Find out more about the Oregon health insurance program for children here. - Family Health Insurance Assistance Program (FHIAP)
The FHIAP helps families afford private health insurance by paying a portion of their plan premiums. Learn more about this program online. - Oregon Breast and Cervical Cancer Program
This program offers free mammograms and cervical cancer screening for low-income women in Oregon. To learn more about this women's Oregon health insurance program, visit them online. - Oregon Medicare
Seniors can find Oregon health insurance through Medicare Advantage, Supplement and Original Medicare.
Trade workers and early retirees in Oregon may also qualify for a federal tax credit called the Federal Health Coverage Tax Credit. This benefit pays for a portion of health plan premiums. Learn more about the tax credit .
Oregon Health Insurance High Risk Pool
Residents in Oregon with medical conditions will be able to get health insurance from a high risk pool set up by the Patient Protection and Affordable Care Act.
The Pre-Existing Condition Insurance Plan (PCIP) in Oregon will run similar to regular Oregon health insurance plans. The plans will require enrollees to pay affordable premiums and out-of-pocket costs.
Enrollees in the Oregon PCIP will pay around the same amount that people without pre-existing conditions pay for health insurance. The estimated monthly premiums for Oregon residents will range from $221 to $714. There are two plans that have deductibles of $500 or $750 a year. The out-of-pocket limits are set at either $1,500 or $3,750 for medical services.
People in Oregon with medical conditions will have coverage for doctor and hospital visits, prescription drugs, emergency services and more.
Individuals may apply for the Oregon PCIP program if they are a United States citizen, have a pre-existing condition and have been without health insurance for six months.
For more information on the Oregon health insurance high risk pools visit http://www.healthcare.gov/index.html.
The following list of companies offer health insurance plans in Oregon:
Assurant Health Health Insurance
Assurant Health, headquartered in Milwaukee, has been offering quality insurance products and coverage to over 1 million members since 1982. Assurant is committed to providing health insurance plans that have broad coverage while providing valuable protection.
Great American Health Insurance
Great American Insurance Company, a part of Great American Financial Resources Inc,, is a leading provider of health insurance and other coverage solutions.
Health Net of Oregon Health Insurance
Since 1985, Health Net of Oregon has brought quality medical and supplemental dental, life, vision, and disability insurance to over 6.8 million members
John Alden Health Insurance
John Alden Life Insurance has been selling health coverage throughout America since 1961. Today, they are part of Assurant. John Alden plans include individual health and small group coverage. They also sell Health Savings Account plans.
LifeWise Health Plan of Oregon Health Insurance
LifeWise provides health care coverage to more than 1.5 million members through Oregon, Washington, and Alaska with over 9,000 hospitals, physicians, and health care providers.
ODS Health Plans Health Insurance
ODS has served the Pacific Northwest for more than fifty years. ODS offers affordable health plan coverage for indiviuals and groups. ODS founded the first prepaid dental plan in America is quickly growing into a leader in medical insurance with more than 11,000 in-network providers.
PacificSource Health Plans Health Insurance
PacificSource is a non-profit health plan committed to delivering health insurance solutions to businesses and individuals located throughout the Northwest. PacificSource focuses on building community and personal relationships and provides over 280,000 members with 34,000 participating health care practitioners and facilites in their region.
Providence Health Insurance
Providence Health Plan serves over 326,000 residents of Oregon and Southwest Washington, which includes members of both Medicare and Medicaid.
Regence Blue Cross and Blue Shield of Oregon Health Insurance
Regence has over 2.5 million members and has been in existance for more than 90 years. Regence is a nonprofit health care company that offers individual and group medical, dental, vision and life insurance, Medicare and other government programs, and pharmacy benefit management.
Time Insurance Health Insurance
Today, Time Insurance is known as Assurant Health with insurance coverage for individuals, students, families, seniors, and businesses.
Time Short Term Health Insurance
Today, Time Short Term health insurance is offered through the Assurant name. Time short term health plans provide comprehensive coverage for a temporary period of time at affordable rates.
Oregon Insurance Division and Public Health Division
Find the contact information for the Oregon health insurance and public health divisions at:
Oregon Insurance Division
Mailing address:
PO Box 14480
Salem, OR 97309-0405
Street address:
350 Winter St NE Room 440
Salem, OR 97301-3883
Phone: (503) 947-7980
http://www.cbs.state.or.us/external/ins/index.html
Oregon Public Health Division
800 NE Oregon Street
Portland, OR 97232
Phone: (971) 673-1222
http://oregon.gov/DHS/
