South Carolina Health Insurance
As a resident of South Carolina, you have plenty of South Carolina health insurance options to choose from. There are multiple insurance companies in South Carolina that provide a range of plans for a variety of health needs.
Here you'll be able to get helpful information for finding health insurance in South Carolina. See some of the state's top health insurance companies and read about the important South Carolina health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public South Carolina health insurance programs.
Not resident of South Carolina? Find your state here.
If you would like to get free quotes and compare South Carolina health insurance plans now, start with our simple form on the left.
Resources on this page
South Carolina Health Insurance Laws and Regulations
Public Health Insurance Programs for South Carolina Residents
South Carolina Health Insurance High Risk Pools
South Carolina Health Insurance Companies
Contact Info for the South Carolina Department of Insurance and Department of Health Services
South Carolina Health Insurance Laws and Regulations
South Carolina health insurance law allows insurance companies to look at an applicant's health status to determine if they are accepted into coverage and to set monthly premiums.
If an applicant has a pre-existing health condition, he or she might be turned down for coverage but can purchase a plan through the South Carolina Health Insurance Pool. This high-risk pool accepts all applicants regardless of health status. But keep in mind that coverage in the South Carolina Health Insurance pool can be expensive.
Residents who recently left a group health plan with an employer and are HIPAA-eligible have special protections as health insurance shoppers. Learn more about this federal law here.
South Carolina health insurance plans also cover certain medical services according to state mandates. Those required services include:
- Screening for breast, prostate, and cervical cancer
- Care for pregnant women
- Contraceptives
South Carolina health insurance companies are also required to set equal coverage limits and maximums for mental health conditions and physical conditions.
South Carolina Public Health Insurance Programs
Low-income residents with no health insurance have access to various financial assistance South Carolina health insurance programs.
- Medicaid
South Carolina Medicaid is designed to provide low-income and disabled residents with free health insurance. To learn more about this South Carolina health insurance program, visit this website. - Partners for Healthy Children
This program provides health insurance for children who are under the age of 19 and meet income eligibility requirements. For more information about Partners for Healthy Children, visit them online. - The Best Chance Network
Low-earning women in South Carolina can get free screening for breast and cervical cancer through this program. Learn more about this South Carolina health insurance program for women here. - South Carolina Medicare
Seniors can find South Carolina health insurance through Medicare Advantage, Supplement and Original Medicare.
Federal programs such as the Federal Health Coverage Tax Credit also provide some financial assistance for South Carolina residents. Learn more about the tax credit online.
South Carolina Health Insurance High Risk Pool
Residents in South Carolina with pre-existing conditions will be able to get health insurance from a high risk pool established by the Patient Protection and Affordable Care Act.
The Pre-Existing Condition Insurance Plan (PCIP) in South Carolina will run similar to regular South Carolina health insurance plans. The plans will require enrollees to pay affordable premiums and out-of-pocket costs.
Enrollees in the South Carolina PCIP will pay around the same amount that people without medical conditions pay for health insurance. The estimated premiums for South Carolina residents are $301 for ages 0 to 34; $361 for ages 35 to 44; $462 for ages 45 to 54; $642 for ages 55 and older. The plan has a $2,500 deductible which has to be met before health insurance benefits kick in. There is also an out-of-pocket limit set at $5,950 a year.
People in South Carolina with medical conditions will have coverage for prescription drugs, doctor and hospital visits, emergency services and more.
Individuals may apply for the South Carolina PCIP program if they are a United States citizen, have a pre-existing condition and have been without health insurance for six months.
For more information on the South Carolina health insurance high risk pools visit http://www.healthcare.gov/index.html.
The following list of companies offer health insurance plans in South Carolina:
Aetna Health Insurance
Aetna is one of the largest health insurance providers in America with more than 30 million members. Their network includes over 787,000 health care professionals.
Assurant Health Health Insurance
Assurant Health, headquartered in Milwaukee, has been offering quality insurance products and coverage to over 1 million members since 1982. Assurant is committed to providing health insurance plans that have broad coverage while providing valuable protection.
Blue Cross and Blue Shield of South Carolina Health Insurance
As a non-profit insurance company, BCBS of South Carolina provides a wide variety of health insurance plans with superior customer service.
Celtic Health Insurance
Celtic concentrates on individual health insurance, offering a wide variety of plans for both individuals and families.
Cigna Health Insurance
CIGNA is one of the oldest insurance companies in America, providing health insurance and other coverage solutions to millions of consumers around the country.
Golden Rule Health Insurance
Golden Rule Insurance Company provides affordable and customized health insurance plans for millions of individuals and families.
Great American Health Insurance
Great American Insurance Company, a part of Great American Financial Resources Inc,, is a leading provider of health insurance and other coverage solutions.
Humana Health Insurance
Through affordable health insurance options, Humana helps their members better manage their healthcare and make informed health decisions.
John Alden Health Insurance
John Alden Life Insurance has been selling health coverage throughout America since 1961. Today, they are part of Assurant. John Alden plans include individual health and small group coverage. They also sell Health Savings Account plans.
Standard Security Life Health Insurance
Started in 1978, IAC offers management services to large companies who self-insure.
Time Insurance Health Insurance
Today, Time Insurance is known as Assurant Health with insurance coverage for individuals, students, families, seniors, and businesses.
Time Short Term Health Insurance
Today, Time Short Term health insurance is offered through the Assurant name. Time short term health plans provide comprehensive coverage for a temporary period of time at affordable rates.
UnitedHealthOne Health Insurance
Golden Rule, a UnitedHealthcare company, has been offering affordable health insurance solutions for over 60 years.
WellPath Select, Inc. Health Insurance
WellPath is a Coventry Health Care Plan and subsidiary of Coventry Health Care, Inc., one of the country's largest health insurance companies. WellPath provides coverage to 160,000 members in North and South Carolina and strives to be the premier regional plan in its area.
WorldIns ExpressMed Health Insurance
World Insurance offers several types of individual health insurance ranging from dental coverage to comprehensive major medical plans.
South Carolina Department of Insurance and Department of Health and Environmental Control
Find the contact information for the South Carolina health insurance and health and environmental control departments at:
South Carolina Department of Insurance
Mailing address:
PO Box 100105
Columbia, SC 29202
Office address:
1201 Main Street, Suite 1000
Columbia, SC 29201
Phone: (803) 737-6160
http://www.doi.sc.gov/
South Carolina Department of Health and Environmental Control
2600 Bull Street
Columbia, SC 29201
Phone: (803) 898-3432
http://www.scdhec.net/
