Vermont Health Insurance
As a resident of Vermont, you have plenty of Vermont health insurance options to choose from. There are multiple insurance companies in Vermont that provide a range of plans for a variety of health needs.
Here you'll be able to get helpful information for finding health insurance in Vermont. See some of the state's top health insurance companies and read about the important Vermont health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public Vermont health insurance programs.
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If you would like to get free quotes and compare Vermont health insurance plans now, start with our simple form on the left.
Resources on this page
Vermont Health Insurance Laws and Regulations
Public Health Insurance Programs for Vermont Residents
Vermont Health Insurance High Risk Pools
Vermont Health Insurance Companies
Contact Info for the Vermont Insurance Administration and Department of Health
Vermont Health Insurance Laws and Regulations
As you look for Vermont health insurance, there are a few different state laws and regulations you should know.
Vermont health insurance companies must guarantee issue for all products and is continuous for all residents. Health insurers may exclude coverage for a pre-existing condition up to a year but residents can get credit for prior coverage.
In Vermont, the five largest health insurance companies have to issue a report card on the policies quality measures for treatment, treatment options and level of care for mental health and substance abuse conditions.
Vermont regulations also require health insurance plans to provide maternity coverage with certain levels of requirements.
Vermont Health Insurance Public Programs
There are many Vermont health insurance public programs that help low-income residents get health insurance coverage.
- Medicaid
The Medicaid program in Vermont provides low-income adults, children and the disabled health insurance coverage. To learn more about Medicaid in Washington, visit here. - Green Mountain Care
Green Mountain Care is for uninsured Vermont residents looking for low-cost and free health care coverage. The program covers doctor visits, prescriptions, emergency services and more. Visit their website to learn more about this program. - Dr. Dynasaur
Dr. Dynasaur is a Vermont health insurance program for children and pregnant women. To check eligibility requirements visit this site. - Vermont Medicare
Seniors can get Vermont health insurance through Medicare Advantage, Supplement and Original Medicare.
Vermont Health Insurance High Risk Pools
The Patient Protection and Affordable Care Act established temporary high risk pools to provide health insurance for individuals with medical conditions.
The Pre-Existing Condition Insurance Plan (PCIP) in Vermont will run similar to Vermont health insurance policies in which enrollees have to pay monthly premiums and out-of-pocket expenses.
Enrollees in the Vermont PCIP will pay about the same that people without pre-existing conditions pay for health insurance. The plan will include a deductible that must be met before coverage starts for health insurance benefits.
Vermont residents with medical conditions will have health insurance coverage for doctor and hospital visits, emergency services, prescription drugs and more.
Individuals are eligible for Vermont PCIP if they are a United States citizen, have been uninsured for six months and have a medical condition.
For more information on the Vermont health insurance high risk pools visit http://www.healthcare.gov/index.html.
The following list of companies offer health insurance plans in Vermont:
Assurant Health Health Insurance
Assurant Health, headquartered in Milwaukee, has been offering quality insurance products and coverage to over 1 million members since 1982. Assurant is committed to providing health insurance plans that have broad coverage while providing valuable protection.
MVP Health Care Health Insurance
MVP is a non-for-profit provider of a range of health insurance plans and other products for businesses and individuals. MVP Health Care serves more than 750,000 members and is powered by more than 1,700 employees.
Vermont Insurance Department and Department of Health
Find the contact information for the Washington health insurance and health departments at:
Vermont Insurance Department
89 Main Street
Montpelier, VT 05620
Phone: 802-828-3301
http://www.bishca.state.vt.us/
Vermont Department of Health
103 Cherry Street
Burlington, VT 05402
Phone: 802-863-7200
http://healthvermont.gov/
