Washington Health Insurance
As a resident of Washington, you have plenty of Washington health insurance options to choose from. There are multiple insurance companies in Washington that provide a range of plans for a variety of health needs.
Here you'll be able to get helpful information for finding health insurance in Washington. See some of the state's top health insurance companies and read about the important Washington health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public Washington health insurance programs.
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If you would like to get free quotes and compare Washington health insurance plans now, start with our simple form on the left.
Resources on this page
Washington Health Insurance Laws and Regulations
Public Health Insurance Programs for Washington Residents
Washington Health Insurance High Risk Pools
Washington Health Insurance Companies
Contact Info for the Washington Insurance Administration and Department of Health
Washington Health Insurance Laws and Regulations
As you look for Washington health insurance, there are a few different state laws and regulations you should know.
Here are a few health care services that all Washington health insurance policies are required to cover:
- Mammograms and prostrate screenings
- Breast reconstruction surgery after a mastectomy
- Coverage for mental health services at parity with other health care services
- Women's health care services including maternity coverage, preventive services and more
- All health insurance companies have to provide equipment, supplies, education and training for treatment of diabetes
In Washington, all regulated health insurance policies that offer comprehensive prescription drug coverage must also provide coverage for contraceptives and devices that are approved by the FDA.
Washington Health Insurance Public Programs
There are many Washington health insurance public programs that help low-income residents get health insurance coverage.
- Medicaid
The Medicaid program in Washington provides low-income adults and disabled citizens health insurance coverage. To learn more about Medicaid in Washington, visit here. - Washington Basic Health
Basic Health is a program for residents who meet certain income eligibility requirements and provides an affordable health insurance plan. Although the plan has a waitlist, some groups may be able to get coverage fast. Visit their website for more information on Washington Basic Health. - Washington Apple Health for Kids
Washington Apple Health for Kids provides health coverage for uninsured children. To learn more about this Washington health insurance program, visit http://hrsa.dshs.wa.gov/AppleHealth/. - Washington Medicare
Seniors looking for Washington health insurance can get coverage through Medicare Advantage, Supplement and Original Medicare.
Washington Health Insurance High Risk Pools
The Patient Protection and Affordable Care Act established nationwide high risk pools to provide health insurance coverage for people with pre-existing conditions.
The Washington State Health Insurance Pool will run similar to regular Washington health insurance plans and require enrollees to pay monthly premiums and out-of-pocket costs.
Washington residents in the pool will pay around the same amount that an individual without a medical condition pays for health insurance. The estimated monthly premium costs for Washington residents will range from $177 to $1,577.The yearly deductible that must be met before health insurance coverage kicks in is set at $4,950 or $1,000.There is also a pharmacy deductible set at $1,000 or $500.
Individuals with medical conditions will have health insurance coverage for prescription drugs, emergency services, doctor and hospital visits and more.
Washington residents are eligible if they are a United States citizen, have a pre-existing condition and have been without health insurance for six months.
For more information on the Washington health insurance high risk pools visit http://www.healthcare.gov/index.html.
The following list of companies offer health insurance plans in Washington:
Assurant Health Health Insurance
Assurant Health, headquartered in Milwaukee, has been offering quality insurance products and coverage to over 1 million members since 1982. Assurant is committed to providing health insurance plans that have broad coverage while providing valuable protection.
Asuris Northwest Health Health Insurance
Asuris Northwest Health is a subsidiary of Regence BlueShield, offering reliable local health insurance coverage to employers and individuals in Eastern Washington for the last 60 years. They currently serve 60,000 members and provide access to more than 20,000 health care providers.
Group Health Health Insurance
Group Health and its subsidiaries, Group Health Options, Inc. and KPS Health Plans, provide service to nearly 585,000 members in Washington and Idaho.
KPS Health Plans Health Insurance
KPS Health Plans offers health insurance to individuals, families, groups, federal employees, school districts, and seniors. KPS aims to provide high quality and affordable coverage to support the health and financial security of its members by providing over 47,000 health care providers.
LifeWise Health Plan of Washington Health Insurance
LifeWise provides health care coverage to more than 1.5 million members through Oregon, Washington, and Alaska with over 9,000 hospitals, physicians, and health care providers.
Time Short Term Health Insurance
Today, Time Short Term health insurance is offered through the Assurant name. Time short term health plans provide comprehensive coverage for a temporary period of time at affordable rates.
Washington Insurance Department and Department of Health
Find the contact information for the Washington health insurance and health departments at:
Washington Office of Insurance Commissioner
PO Box 40256
Olympia, WA 98504
Phone: 1-800-562-6900
http://www.insurance.wa.gov/index.asp
Washington State Department of Health
PO Box 47890
Olympia, WA 98504
Phone: (360) 236-4030
http://www.doh.wa.gov/
