Wyoming Health Insurance

As a resident of Wyoming, you have plenty of Wyoming health insurance options to choose from. There are multiple insurance companies in Wyoming that provide a range of plans for a variety of health needs.

Here you'll be able to get helpful information for finding health insurance in Wyoming. See some of the state's top health insurance companies and read about the important Wyoming health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public Wyoming health insurance programs.

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If you would like to get free quotes and compare Wyoming health insurance plans now, start with our simple form on the left.

Resources on this page

Wyoming Health Insurance Laws and Regulations

Public Health Insurance Programs for Wyoming Residents

Wyoming Health Insurance High Risk Pools

Wyoming Health Insurance Companies

Contact Info for the Wyoming Department of Insurance and Department of Health Services

Wyoming Health Insurance Laws and Regulations

Under state laws, Wyoming health insurance shoppers have a few key protections as they shop for their plan.

For example, Wyoming health insurance companies are not allowed to cancel coverage once you're accepted in a plan if you get sick or are injured. This is called guaranteed renewability.

But insurers will look at an applicant's health status before accepting them into coverage. If a resident is turned down for coverage because of a pre-existing health condition or other health reason, they can still buy a plan in Wyoming's high-risk health insurance pool.

Wyoming health insurance law also requires all health plans to provide coverage for these medical services:

Screening for colorectal, prostate, breast, and cervical cancer
Diabetes care

Some health plan shoppers in Wyoming are also protected under the federal law, HIPAA, if they recently left an employer's group health plan and meet other requirements. HIPAA prohibits Wyoming health insurance companies from denying or restricting coverage for eligible residents.

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Wyoming Public Health Insurance Programs

The public Wyoming health insurance programs provide low-income residents financial assistance for getting health coverage. The state programs include:

Medicaid (EqualityCare)
In Wyoming, the Medicaid program is called EqualityCare, which provides health insurance coverage for certain low-income residents and disabled citizens. To learn more about EqualityCare, visit their website.

Wyoming Kid Care
The Wyoming Kid Care program is the state's Children's Health Insurance Program (SCHIP), which provides low-cost or free health coverage for children who do not qualify for Medicaid. Find out more about this Wyoming health insurance program for children online.

Wyoming Breast and Cervical Cancer Early Detection Program
Low-income women in Wyoming can receive free mammograms and cervical cancer screening through this program. Learn more about this women's Wyoming health insurance program online.

Wyoming Medicare
Seniors can find Wyoming health insurance through Medicare Advantage, Supplement and Original Medicare.

To find out about other financial assistance programs in Wyoming, visit the state's Department of Family Services website.

Some trade workers and early retirees in Wyoming can also receive financial assistance from the federal government through the Federal Health Coverage Tax Credit. Get more info about this tax credit online.

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Wyoming Health Insurance High Risk Pool

Residents in Wyoming with pre-existing conditions will get health insurance coverage through the high risk pools set up under the Patient Protection and Affordable Care Act.

The Pre-Existing Condition Insurance Plan (PCIP) in Wyoming will run similar to regular Wyoming health insurance policies. The plans will require enrollees to pay monthly premiums and out-of-pocket costs.

Enrollees in the Wyoming PCIP will pay around the same amount as people without pre-existing conditions pay for health insurance. The estimated premiums for Wyoming residents are $234 for ages 0 to 34; $280 for ages 35 to 44; $358 for ages 45 to 54; $498 for ages 55 and older. The plan has a $2,500 deductible that has to be met before health insurance benefits are covered. The out-of-pocket limit is set at $5,950 for a year.

The eligible for the plan will have health insurance coverage for prescription drugs, doctor and hospital visits, emergency services and more.

Individuals may apply for the Wyoming PCIP program is they are a United States citizen, have not have insurance for six month and have a medical condition.

For more information on the Wyoming health insurance high risk pools visit http://www.healthcare.gov/index.html.

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The following list of companies offer health insurance plans in Wyoming:

Aetna Health Insurance

Aetna is one of the largest health insurance providers in America with more than 30 million members. Their network includes over 787,000 health care professionals.

Altius Health Plans Health Insurance

Altius Health Plans, a part of the Coventry Health Care network, provides coverage to consumers in 22 states with over 4,700 hospitals and and 490,000 doctors.

Assurant Health Health Insurance

Assurant Health, headquartered in Milwaukee, has been offering quality insurance products and coverage to over 1 million members since 1982. Assurant is committed to providing health insurance plans that have broad coverage while providing valuable protection.

Celtic Health Insurance

Celtic concentrates on individual health insurance, offering a wide variety of plans for both individuals and families.

Companion Life Insurance Company Health Insurance

Companion Life Insurance Company specializes in employee benefit plans in 45 states and the District of Columbia. They have been providing these services and coverage for the last 35 years, becoming a single source for affordable life, disability, accident, dental, vision, and other specialty insurance programs.