Finding Individual Health Insurance
Shopping for individual health insurance can be intimidating. There are thousands of plans available, and each one varies in coverage and price. That’s why GoHealthInsurance.com is here to help find the right plan for you and your family.
Start by comparing customized health quotes online to see which plans are available, what benefits they offer, and how much they will cost. Once you have selected a plan you can apply online or over the phone.
Get Quotes from Multiple Carriers
Comparing plans from multiple carriers allows you to consider all your health insurance options. On GoHealthInsurance.com, you’ll be able to view quotes online and speak with licensed agents from many of the nation’s top carriers including:
- BlueCross BlueShield companies
- United Health Care
- Kaiser Permanente
Use our service to view quotes from these companies side-by-side so you can really see what the differences are.
Compare Benefits and Coverage Options
Many different types of health plans are available in today’s market. Each offers varying costs and benefits so you can find one that is a perfect fit for your unique health care needs.
Here are some of the out-of-pocket costs you’ll run into with your health insurance plan:
- Premium - This is the monthly fee paid to be enrolled in a health insurance plan
- Copay - This is a flat dollar amount paid by the consumer for each doctor or hospital visit
- Coinsurance - This is a percentage rate paid by the consumer for medical costs incurred
- Deductible - This is a yearly cap on the amount of out-of-pocket expenses paid by the consumer
Also, remember that each plan will vary with respect to specific procedures and prescription drugs that it covers. If you anticipate needing a certain type of medical care make sure it is covered by the plan you choose.
By carefully comparing all of your options you can be sure to find a plan that meets your needs without paying a fortune.