Wisconsin Health Insurance
Wisconsin residents have a wide variety of options when it comes to choosing a health insurance plan and a provider to purchase it from. You will find there are numerous types of plans available to suit your unique health care needs.
All of the important information you need to help you choose the right Wisconsin health insurance plan can be found here. You can learn about the state’s insurance laws, rules and regulations, and also be able to review some of the top insurance firms in Wisconsin before making a decision. Public health insurance programs and financial assistance are available in Wisconsin as well.
If you don’t reside in Wisconsin, then search health insurance by state here.
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Before a Wisconsin health insurance company will accept an applicant for coverage and set their premiums, they look at the applicant's health status.
But Wisconsin health insurance shoppers do have some protections according to state and federal laws. For example, insurers in the state are not allowed to cancel a policyholder's coverage if they become sick or get injured.
All Wisconsin health insurance plans are also required to cover certain medical services. Some of these mandated services include:
- Screening for cervical and breast cancer
- Diabetes care
- Care for pregnant women
- Vaccinations for children
In addition, Wisconsin health insurance law requires insurers to cover mental and physical health conditions equally.
The federal government provides protection for health plan shoppers in Wisconsin as well. Residents who recently left an employer's group health plan and meet other requirements are HIPAA-eligible, which prohibits insurers from restricting coverage.
Learn more about HIPAA here.
Residents who are turned down for coverage because of their health status, they can purchase coverage through the state's high-risk health insurance pool, the Wisconsin Health Insurance Risk Sharing Plan.
The public Wisconsin health insurance programs that provide financial assistance for low-income residents include:
The Wisconsin Medicaid program is designed to provide health insurance for qualifying low-income residents and disabled citizens. To learn more about the Medicaid program in Wisconsin, visit them online at http://dhs.wisconsin.gov/medicaid/.
- BadgerCare Plus
This program provides health coverage for any child in Wisconsin who has no insurance. To find out more information about this Wisconsin health insurance program, visit them online.
- Wisconsin Well Woman Program
Low-income women in Wisconsin can receive free screening for cervical and breast cancer through this program. Find out more about this women's Wisconsin health insurance program on their website.
- Wisconsin Medicare
Seniors can get Wisconsin health insurance through Medicare Advantage, Supplement and Original Medicare.
Certain trade workers and early retirees in Wisconsin can also get financial assistance from the federal government through the Federal Health Coverage Tax Credit. To learn more, visit the program's website.
The Patient Protection and Affordable Care Act established temporary high risk pools to provide health insurance for individuals with medical conditions.
The Pre-Existing Condition Insurance Plan (PCIP) in Wisconsin will run similar to Wisconsin health insurance policies in which enrollees have to pay monthly premiums and out-of-pocket expenses.
Enrollees in the Wisconsin PCIP will pay about the same that people without medical conditions pay for health insurance. The estimated monthly premium cost for Wisconsin residents will range from $127 to $474. The deductible will range from $500 to $3,500 which must be met before coverage for health insurance benefits will kick in. There is an out-of-pocket limit set at $1,000 for medical services.
Wisconsin residents with medical conditions will have health insurance coverage for doctor and hospital visits, emergency services, prescription drugs and more.
Individuals are eligible for Wisconsin PCIP if they are a United States citizen, have a pre-existing condition and have been uninsured for six months.
For more information on the Wisconsin health insurance high risk pools visit http://www.healthcare.gov/index.html.
The following list of companies offer Wisconsin health insurance plans:
Anthem is one of Wisconsin's largest providers of health insurance. They offer residents affordable plans and access to an extensive network of doctors and hospitals.
Click here to view Anthem Blue Cross and Blue Shield of Wisconsin Health Insurance in Wisconsin
Arise Health Plan is a wholly owned subsidiary of the parent company, which allows for them to have access to all the technological resources their customers and the health insurance market need.
Click here to view Arise Health Plan Health Insurance in Wisconsin
Assurant Health, headquartered in Milwaukee, has been offering quality insurance products and coverage to over 1 million members since 1982. Assurant is committed to providing health insurance plans that have broad coverage while providing valuable protection.
Click here to view Assurant Health Health Insurance in Wisconsin
Celtic concentrates on individual health insurance, offering a wide variety of plans for both individuals and families.
Click here to view Celtic Health Insurance in Wisconsin
Dean Health Plan is one of the largest integrated health insurance delivery systems in the United States with over 250,000 members and over 1,900 physicians to serve them.
Click here to view Dean Health Plan, Inc. Health Insurance in Wisconsin
Golden Rule Insurance Company provides affordable and customized health insurance plans for millions of individuals and families.
Click here to view Golden Rule Health Insurance in Wisconsin
Through affordable health insurance options, Humana helps their members better manage their healthcare and make informed health decisions.
Click here to view Humana Health Insurance in Wisconsin
John Alden Life Insurance has been selling health coverage throughout America since 1961. Today, they are part of Assurant. John Alden plans include individual health and small group coverage. They also sell Health Savings Account plans.
Click here to view John Alden Health Insurance in Wisconsin
Physicians Plus, founded in 1986, is a nationally recognized managed care organization location in Madison, Wisconsin. They provide primary, specialty and hospital care to over 110,000 members through their network of over 3,000 doctors and health professionals.
Click here to view Physicians Plus Health Insurance in Wisconsin
Security Health Plan is a physician-directed health plan established in 1986. They cover more than 185,000 members in Wisconsin and have a network of 42 hospitals, 4,000 physicians, and over 55,000 pharmacies.
Click here to view Security Health Plan Health Insurance in Wisconsin
Started in 1978, IAC offers management services to large companies who self-insure.
Click here to view Standard Security Life Health Insurance in Wisconsin
Today, Time Insurance is known as Assurant Health with insurance coverage for individuals, students, families, seniors, and businesses.
Click here to view Time Insurance Health Insurance in Wisconsin
Today, Time Short Term health insurance is offered through the Assurant name. Time short term health plans provide comprehensive coverage for a temporary period of time at affordable rates.
Click here to view Time Short Term Health Insurance in Wisconsin
Golden Rule, a UnitedHealthcare company, has been offering affordable health insurance solutions for over 60 years.
Click here to view UnitedHealthOne Health Insurance in Wisconsin
As an affiliate of the University of Wisconsin Hospital and Clinics and the University of Wisconsin Medical Foundation, Unity Health Insurance is part of the academic medical center and health system for the University of Wisconsin.
Click here to view Unity Health Insurance Health Insurance in Wisconsin
World Insurance offers several types of individual health insurance ranging from dental coverage to comprehensive major medical plans.
Click here to view WorldIns ExpressMed Health Insurance in Wisconsin
The WPS Health Insurance Company helps consumers select the right individual, family, Medicare, and prescription drug plan to help fulfill your health care needs as well as your budget.
Click here to view WPS Health Insurance in Wisconsin
Find the contact information for the Wisconsin health insurance and health and family services departments at:
125 South Webster Street
Madison, Wisconsin 53703-3474
Phone: (800) 236-8517